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I guess i can do that but still they been very conservative on their limit when Citi supposely is more conservative and lend me harder limits on their cards
I dont know what was Penfed thinking?
I dont know i guess its been a hard day
@Anonymous wrote:I guess i can do that but still they been very conservative on their limit when Citi supposely is more conservative and lend me harder limits on their cards
I dont know what was Penfed thinking?
I dont know i guess its been a hard day
While it is a very human reaction (so I've been told, I'm not human), there really is no gain in cancelling. Unless having the card is actually a burden (and even with 8.5K it's really quite usable) I think the underlying motivation behind cancelling is, more or less "teach those deleted deleted deleted people a lesson!" But of course it doesn't, no-one at Penfed will notice, and certainly not care, if you cancel all your accounts, they are too big.
So decide the relative importance of "it makes me feel better to cancel" vs loss of a potentially useful credit line. If you see no real use for Penfed, then certainly cancel.
Good advice
@Anonymous wrote:I am not happy however with the approval procces and limit
Still thinking of canceling the new card or both cards
No don't think like that, you still got great cc from a great lender, let accounts age 6-12 months, you are still gonna get limits you want, it is a process.
Many people would kill to get in your shoes, just relax and enjoy your new cc, after some time, get a CLI and you're cool...
@ukimafija wrote:
@Anonymous wrote:I am not happy however with the approval procces and limit
Still thinking of canceling the new card or both cards
No don't think like that, you still got great cc from a great lender, let accounts age 6-12 months, you are still gonna get limits you want, it is a process.Many people would kill to get in your shoes, just relax and enjoy your new cc, after some time, get a CLI and you're cool...
Thats what everyone is keep telling me man
And i do wanna be grateful for the things i do have right now dont get me wrong
Just one of those days i guess when ur down for no reason...Who knows maybe is the Gardening thing.lol
Sorry to jump into OP thread but does someone have the backdoor number for Penfed. Thanks in advance