There are already to many inquiries-14- as it is,any more and iam risking my self in th eyes of other lenders i have accounts with.They would not like more credit exposure.
They might not like any more inquiries not to mention all this new accounts they going to report soon
I will go ahead and ask them as far as soft pull goes and keep all the good people here on the forum informed
Congrats Ron !!!
Hey its still 5k and you know will grow ang glow over time
I was wondering if we could call and ask for a little more on this
What you all think
I know they're conservative. They might not go for it. All they will say No. It's not woth another HP like LS said.
I guess i am gonna call right now and see what they say
Give me 3 minutes
i requested from 8.5-14k i am on the phone now on hold.........
thanks as always Lexie
Ok i was told that the 8.5 was the original request that was put in by the cs.The loan officer approved whatever the request was(not from me) from the costumer service
I was told that the request was gonna go back to a loan officer for a 2nd review and i was asked to call back the usual 24/48 hrs.By the way the lady on the phone was real nice
Whatever happens i am still happy with Penfed
i am going to check back with them tomorrow
I am not ready to give up just yet on this since the others lines been at average 15k and having the autoloan with PenFed should do the trick
Its funny one thing is worth it to mention .When i apply with out the balance transfer they denied me before like 1 month ago
Now when i applied with the balance transfer?Approved??? Hmm that balance transfer was a good motivation since they making like $200 fee on it
Make you think some times....You got to pay the cost to be the boss.lol