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PenFed Update/Approved !!8k Recon/$8000 Final approval

New Contributor

Re: PenFed asked for paystubs after app

There are already to many inquiries-14- as  it is,any more and iam risking my self in th eyes of other lenders i have accounts with.They would not like more credit exposure.

They might not like any more inquiries not to mention all this new accounts they going to report soon

I will go ahead and ask them as far as soft pull goes and keep all the good people here on the forum informed

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 41 of 77
Super Contributor

Re: PenFed asked for paystubs after app


danielodonoll wrote:

Congrats Ron !!!

Hey its still 5k and you know will grow ang glow over time

I was wondering if we could call and ask for a little more on this

 

What you all think


I know they're conservative. They might not go for it. All they will say No.  Smiley Happy It's not woth another HP like LS said.

 

 

Ron.

Message 42 of 77
New Contributor

Re: PenFed asked for paystubs after app

I guess i am gonna call right now and see what they say

Give me 3 minutes

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 43 of 77
Moderator Emerita

Re: PenFed asked for paystubs after app

Message 44 of 77
New Contributor

Re: PenFed asked for paystubs after app

i requested from 8.5-14k i am on the phone now on hold.........

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 45 of 77
New Contributor

Re: PenFed asked for paystubs after app


09Lexie wrote:
Good luck

thanks as always LexieSmiley Happy

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 46 of 77
New Contributor

Re: PenFed asked for paystubs after app

Ok i was told that the 8.5 was the original request that was put in by the cs.The loan officer approved whatever the request was(not from me) from the costumer service

I was told that the request was gonna go back to a loan officer for a 2nd review and i was asked to call back the usual 24/48 hrs.By the way the lady on the phone was real nice

 

Whatever happens i am still happy with Penfed

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 47 of 77
Moderator Emerita

Re: PenFed asked for paystubs after app

Message 48 of 77
Super Contributor

Re: PenFed asked for paystubs after app

Good luck!!!! Smiley Happy Keep us post.

 

 

Ron.

Message 49 of 77
New Contributor

Re: PenFed asked for paystubs after app

i am going to check back with them tomorrow

I am not ready to give up just yet on this since the others lines been at average 15k and having the autoloan with PenFed should do the trick

 

Its funny one thing is worth it to mention .When i apply with out the balance transfer they denied me before like 1 month ago

Now when i applied with the balance transfer?Approved??? Hmm that balance transfer was a good motivation since they making like $200 fee on it

Make you think some times....You got to pay the cost to be the boss.lol

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
Message 50 of 77