So I'm sitting here twiddling my thumbs waiting for NFCU to show me the money on my CLI request to hit the magical $80k and I get a 0% BT offer in my email from PenFed for my PCR card. Since I just took a HP on Equifax from Navy I figured I may as well take one from PenFed, too, to make the BT worth it. Confirmed all of my info, hit submit, and got an instant CLI from $10,000 SL to $19,500. I like instant decisions!
Stats: EQ 08 is 743. HPs in the high single digits (2 EQ in 6 mos). 8 new accounts this year. Util around 16%. AAoA just north of 8 years. Income sufficient. If they are still using NG2 scores for decisions, mine should be right at 800. Card opened in March. Put enough spend through it to get the signup bonus, sock drawered since. Joined May 2016, also have a $20k Defender Visa (discontinued or at least no longer public military-only card) and an auto refi also opened when I joined.
Update 12/13: Got another $9500 on my Defender the next day.
Thanks everyone, but those in the garden should remember that I always suggest that the best way to succeed in the garden is to just do the opposite of whatever I do!
WELL DONE my friend K 