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Question is, is my hard inquiry good for at least 30days. Want to try for the Visa Sig rewards with them!
@Aduke1122 wrote:
I believe Penfed uses their HP for 90 days , isn't that correct Penfed family?
Absolutely. It's good for another 90 days.
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
Recent info points to it currently being 30 days.......see Penfed thread as source.
They are not being consistent these days. Some are getting hps good for 90 days. Others are pulled for every app. Some are good for 30 days. It's freakin ridiculous right now folks. Best to call and do any new apps or clis over the phone to make sure they honor the supposed 90 day policy. Online requests are just too unpredictable. 😡