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Penfed 6k Approval! Decent apr. Have a question though!

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Anonymous514
Established Contributor

Penfed 6k Approval! Decent apr. Have a question though!

Question is, is my hard inquiry good for at least 30days. Want to try for the Visa Sig rewards with them!IMG_0589.JPG




Message 1 of 8
7 REPLIES 7
Aduke1122
Senior Contributor

Re: Penfed 6k Approval! Decent apr. Have a question though!

I believe Penfed uses their HP for 90 days , isn't that correct Penfed family?
Message 2 of 8
Anonymous
Not applicable

Re: Penfed 6k Approval! Decent apr. Have a question though!

I got my CLI of 5k on my Promise that was just about 90 days old. No HP.

OP, what is your Nexgen score?
Message 3 of 8
Ysettle4
Valued Contributor

Re: Penfed 6k Approval! Decent apr. Have a question though!


@Aduke1122 wrote:
I believe Penfed uses their HP for 90 days , isn't that correct Penfed family?

Absolutely. It's good for another 90 days.

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 4 of 8
Anonymous
Not applicable

Re: Penfed 6k Approval! Decent apr. Have a question though!

Recent info points to it currently being 30 days.......see Penfed thread as source. 

Message 5 of 8
baller4life
Super Contributor

Re: Penfed 6k Approval! Decent apr. Have a question though!

They are not being consistent these days. Some are getting hps good for 90 days. Others are pulled for every app. Some are good for 30 days. It's freakin ridiculous right now folks. Best to call and do any new apps or clis over the phone to make sure they honor the supposed 90 day policy. Online requests are just too unpredictable. 😡

Message 6 of 8
AverageJoesCredit
Legendary Contributor

Re: Penfed 6k Approval! Decent apr. Have a question though!

Agree with Baller , call in and talk personally. I have a feeling sometimes the human touch can benefit you more than the coldness of a computer. Smiley Happy
Message 7 of 8
gingerflower
Valued Contributor

Re: Penfed 6k Approval! Decent apr. Have a question though!

Congratulations welcome to Penfed. Its good for 90 days.
Message 8 of 8
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