So after reading all the post about Penfed I decided to join and and apply for the Promise Visa. I wa approved for membership and immeditely applied the the Promise Visa. I got the message that my app was being reviewed by a loan officer. Today I logged in to the Penfed website and I was approved for $5K.
EQ: 670
BK: 13 discharged 8/15
AAOA: 2 years
Approval: not instant
New Accts: 6 in 12 months
Credit usage: 17%
