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Penfed I'm In!

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CJ7
Frequent Contributor

Penfed I'm In!

Platinum Rewards instant approval of $11.5K @11.24%.  Sheesh, what does it take to get their best 9.24%?

Maybe it's because I came in dirty 2 years ago.  Not too overwhelmed with the SL, I expected them to be

a bit more competitive with my other limits.  But I'm tickled to death that I'm in with them!

 

Curious how successful others have been at APR reductions, as well as best methods for CLI's in the future.

Do you have to ask, or do they just throw out auto CLI's from time to time?


Message 1 of 9
8 REPLIES 8
elim
Senior Contributor

Re: Penfed I'm In!

Nice!

 

Remember, you have 90 days with that EQ pull to request a bump.  

 

congrats

Message 2 of 9
Anonymous
Not applicable

Re: Penfed I'm In!

Congrats!

Message 3 of 9
JoeLuvsHisCredit
Valued Contributor

Re: Penfed I'm In!

Congrats

Message 4 of 9
AverageJoesCredit
Legendary Contributor

Re: Penfed I'm In!

I dont know but ill take that 11% apr off your hands if you likeSmiley Wink. Nice approvalSmiley Happy
Message 5 of 9
JoeLuvsHisCredit
Valued Contributor

Re: Penfed I'm In!

I would trade you cards my is $12.5 but with 13.24 APR

Smiley Happy

Message 6 of 9
Guyatthebeach
Valued Contributor

Re: Penfed I'm In!


@CJ7 wrote:

@Platinum Rewards instant approval of $11.5K @Anonymous.24%.  Sheesh, what does it take to get their best 9.24%?

Maybe it's because I came in dirty 2 years ago.  Not too overwhelmed with the SL, I expected them to be

a bit more competitive with my other limits.  But I'm tickled to death that I'm in with them!

 

Curious how successful others have been at APR reductions, as well as best methods for CLI's in the future.

Do you have to ask, or do they just throw out auto CLI's from time to time?



Congratulations!

 

When I got approved, I got 10.24%. Call them and ask for an APR reduction. The worst they will say is no.

Message 7 of 9
Anonymous
Not applicable

Re: Penfed I'm In!


@Guyatthebeach wrote:

@CJ7 wrote:

@Platinum Rewards instant approval of $11.5K @Anonymous.24%.  Sheesh, what does it take to get their best 9.24%?

Maybe it's because I came in dirty 2 years ago.  Not too overwhelmed with the SL, I expected them to be

a bit more competitive with my other limits.  But I'm tickled to death that I'm in with them!

 

Curious how successful others have been at APR reductions, as well as best methods for CLI's in the future.

Do you have to ask, or do they just throw out auto CLI's from time to time?



Congratulations!

 

When I got approved, I got 10.24%. Call them and ask for an APR reduction. The worst they will say is no.


+1

Message 8 of 9
Anonymous
Not applicable

Re: Penfed I'm In!

Congrats CJ7!  Welcome to the PenFed family. 

Message 9 of 9
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