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I want to thank Baller for encouraging me to apply with Penfed CC. I app'd for the Platinum Signature VISA Saturday morning. I had some running around to do so I called Penfed about three hours later. I spoke to a very nice young lady and asked for a status of my CC app. She came back ad said I was approved for $33,000!!!!! I was floored. I was expecting $5k. They did give me the 17.99% interest rate though. I am just very happy to be in with Penfed and may app for a PLOC or the Promise card after using the Visa a few times. I want to add that my income is in the mid-$100k range so that may have added to the $33k approval....just a gues on my part.
How long should I wait to app for the PLOC?? Do I need to open a checking account to get the PLOC?
Thanks MyFico Community!!
Congratulations again!! You did fantastic! You can immediately app for the PLOC and no you do not need a checking. They obviously like you with such an awesome starting limit.
Wow! What a CL! Congrats to you, NYFan63!!
Fantastic! Congratulations!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Awesome! Congrats on the approval!
congrats and welcome to the PenFed family!
Thank you to all!
@baller4life wrote:Congratulations again!! You did fantastic! You can immediately app for the PLOC and no you do not need a checking. They obviously like you with such an awesome starting limit.
Thanks Baller! Re: the PLOC, if I ask for the max, will they counter to just approve or deny? Thanks!