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Penfed Platinum Signature VISA APPROVED!!!

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NYFan63
Established Contributor

Penfed Platinum Signature VISA APPROVED!!!

I want to thank Baller for encouraging me to apply with Penfed CC.  I app'd for the Platinum Signature VISA Saturday morning.  I had some running around to do so I called Penfed about three hours later.  I spoke to a very nice young lady and asked for a status of my CC app.  She came back ad said I was approved for $33,000!!!!! I was floored.  I was expecting $5k.  They did give me the 17.99% interest rate though.  I am just very happy to be in with Penfed and may app for a PLOC or the Promise card after using the Visa a few times.  I want to add that my income is in the mid-$100k range so that may have added to the $33k approval....just a gues on my part.

 

How long should I wait to app for the PLOC??  Do I need to open a checking account to get the PLOC?  

 

Thanks MyFico Community!!

 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 1 of 13
12 REPLIES 12
baller4life
Super Contributor

Re: Penfed Platinum Signature VISA APPROVED!!!

Congratulations again!! You did fantastic! You can immediately app for the PLOC and no you do not need a checking. They obviously like you with such an awesome starting limit. Smiley Happy

Message 2 of 13
Anonymous
Not applicable

Re: Penfed Platinum Signature VISA APPROVED!!!

Wow! What a CL!  Congrats to you, NYFan63!! Smiley Happy

Message 3 of 13
Anonymous
Not applicable

Re: Penfed Platinum Signature VISA APPROVED!!!

Fantastic! Congratulations!

Message 4 of 13
RonM21
Valued Contributor

Re: Penfed Platinum Signature VISA APPROVED!!!

Nice! Congrats


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 13
Loquat
Moderator Emeritus

Re: Penfed Platinum Signature VISA APPROVED!!!

Awesome!  Congrats on the approval!

Message 6 of 13
Anonymous
Not applicable

Re: Penfed Platinum Signature VISA APPROVED!!!

congrats and welcome to the PenFed family!

Message 7 of 13
NYFan63
Established Contributor

Re: Penfed Platinum Signature VISA APPROVED!!!

Thank you to all! 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 8 of 13
NYFan63
Established Contributor

Re: Penfed Platinum Signature VISA APPROVED!!!


@baller4life wrote:

Congratulations again!! You did fantastic! You can immediately app for the PLOC and no you do not need a checking. They obviously like you with such an awesome starting limit. Smiley Happy


Thanks Baller!  Re: the PLOC, if I ask for the max, will they counter to just approve or deny?  Thanks!

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 9 of 13
baller4life
Super Contributor

Re: Penfed Platinum Signature VISA APPROVED!!!

Yes they will counter on PLOC.
Message 10 of 13
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