Penfed cash rewards approval

[gingerflower]

Hello, fico friends wanted to share the Dh approval for the Penfed visa cash Cc. Instant approval with loan officer on phone app $9000 Boy...was Dh Shocked😆😆

[AverageJoesCredit]

Big congrats to DH from MF Fam

[JoeLuvsHisCredit]

Congrats is it your first card or second?

Thanks

[gingerflower]

@JoeluvsHisCredit its my husband first Cc with Penfed😆

[AverageJoesCredit]

Yes Joe, dont let the 9k blind you from rest of post , lol

[JoeLuvsHisCredit]

AverageJoesCredit

lol the reason is I am thinking is I am thinking of apply for a 2nd card but don't know what the blank I want to do lol. You know I just got the plat for 12.5K and I was turn down for the PLOC (asked for 3K) . I am thinking about the cash or the gold card

[Anonymous]

Major Congrats!!  Great starting CL!!! 

[JoeLuvsHisCredit]

Thanks OP

[Anonymous]

Congrats to OP.  I an thinking about joinng penfed.  I am fresh out of bankruptcy and would just like to get established with a credit union.  i wouldnt be looking at credit products right now.  Would it a good idea or should I wait?  My scores are all around 630.  What do they pull?  Sorry to hijack the tgread!!!

[JoeLuvsHisCredit]

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@Anonymous wrote:

Congrats to OP.  I an thinking about joinng penfed.  I am fresh out of bankruptcy and would just like to get established with a credit union.  i wouldnt be looking at credit products right now.  Would it a good idea or should I wait?  My scores are all around 630.  What do they pull?  Sorry to hijack the tgread!!!

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@Anonymous

I really think you need to wait until you get your score up some sorry but since your file isn't clean you need alittle higher score. Penfed uses a different scoring process. It will be better if you wait for a couple of months.