cancel
Showing results for 
Search instead for 
Did you mean: 

Pre-Approval Discover It! (Edit - Drapp it)

tag
Duncanrr
Valued Contributor

Pre-Approval Discover It! (Edit - Drapp it)

Temptation, your name is Postman. After wondering how long it would take, I finally get a pre-approval invite from discover with 0% apr for 14 months. What to do what to do?

 

 

EDIT:  I'm a weak fool.  Applied online and got the 5-7 day message.  Just got off the phone with the nice lady at Discover and approved for 6k CL!!! APR 19.99% Smiley Sad   (they pulled EQ my worst score and the one that has the most Inquiries).

 

Discover approval.jpg



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 25
24 REPLIES 24
Shogun
Moderator Emeritus

Re: Pre-Approval Discover It!

Hmmm,, I could see a new Discover card in your future, bet it comes after dinner and wine.  Smiley Happy   "Sorry Duncan, had to say it".  Good luck buddy!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 25
toppers555
Established Contributor

Re: Pre-Approval Discover It!

Time to start poll , any takers Smiley Happy



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 3 of 25
tempusfugit123
Frequent Contributor

Re: Pre-Approval Discover It!

DO IT! DO IT!

Message 4 of 25
j_casteel
Valued Contributor

Re: Pre-Approval Discover It!

sure its not for the neighbors?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 5 of 25
Tryon2improve
Regular Contributor

Re: Pre-Approval Discover It!

I do not know what you guys are thinking!!!!

 

 

He already app'd before he even made this post :-)



Message 6 of 25
Duncanrr
Valued Contributor

Re: Pre-Approval Discover It!


@j_casteel wrote:

sure its not for the neighbors?


I doubled checked. Smiley Wink. I haven't apped yet but the mailer keeps staring at me.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 25
jsucool76
Super Contributor

Re: Pre-Approval Discover It!

Drap! Drap! Drap! Drap!

Message 8 of 25
Shogun
Moderator Emeritus

Re: Pre-Approval Discover It!


@Duncanrr wrote:

@j_casteel wrote:

sure its not for the neighbors?


I doubled checked. Smiley Wink. I haven't apped yet but the mailer keeps staring at me.

Oh, you mean he doesn't "remember" apping for it.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 25
Duncanrr
Valued Contributor

Re: Pre-Approval Discover It!

Come on. It's 2pm. Give me a little credit for a respectable tolerance level.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 10 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.