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Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Pre-Approval Discover It! (Edit - Drapp it)

[ Edited ]

Temptation, your name is Postman. After wondering how long it would take, I finally get a pre-approval invite from discover with 0% apr for 14 months. What to do what to do?

 

 

EDIT:  I'm a weak fool.  Applied online and got the 5-7 day message.  Just got off the phone with the nice lady at Discover and approved for 6k CL!!! APR 19.99% :smileysad:   (they pulled EQ my worst score and the one that has the most Inquiries).

 

Discover approval.jpg



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Pre-Approval Discover It!

Hmmm,, I could see a new Discover card in your future, bet it comes after dinner and wine.  :smileyhappy:   "Sorry Duncan, had to say it".  Good luck buddy!



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Posts: 552
Registered: ‎09-28-2012
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Re: Pre-Approval Discover It!

Time to start poll , any takers :smileyhappy:



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Frequent Contributor
Posts: 421
Registered: ‎02-06-2008
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Re: Pre-Approval Discover It!

DO IT! DO IT!

Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
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Re: Pre-Approval Discover It!

sure its not for the neighbors?

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Regular Contributor
Posts: 201
Registered: ‎12-04-2011
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Re: Pre-Approval Discover It!

I do not know what you guys are thinking!!!!

 

 

He already app'd before he even made this post :-)



Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
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Re: Pre-Approval Discover It!

[ Edited ]

j_casteel wrote:

sure its not for the neighbors?


I doubled checked. :smileywink:. I haven't apped yet but the mailer keeps staring at me.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Senior Contributor
Posts: 4,672
Registered: ‎12-11-2011
0

Re: Pre-Approval Discover It!

Drap! Drap! Drap! Drap!

;
Moderator
Posts: 13,249
Registered: ‎04-15-2011
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Re: Pre-Approval Discover It!


Duncanrr wrote:

j_casteel wrote:

sure its not for the neighbors?


I doubled checked. :smileywink:. I haven't apped yet but the mailer keeps staring at me.

Oh, you mean he doesn't "remember" apping for it.  :smileyhappy:



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Pre-Approval Discover It!

Come on. It's 2pm. Give me a little credit for a respectable tolerance level.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
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