11-19-2012 08:58 PM
11-19-2012 09:33 PM
11-20-2012 05:24 AM
I up in the air myself about closing a perfectly good card, even if it has an AF. I would think the bonuses you would gain from the open tradeline would more then warrant paying a measly AF, once per year.
I have one card with an AF and I honestly think that once I get into prime land, I may leave it open and use it occasionally just to keep the tradeline open. If you close them, your AAoA will take a hit.
For instance, my AAoA is 5yr 2mth with EQ and I'd like to protect that as much as possible.
11-20-2012 11:37 AM
Well look at that got a call from BOA, they had some questions about the DMP in my past sicne they where a part of it, but after those questions approved the application CL $2500! (Royal Caribian card) not too bad! Thought they would hold that agenst me for a long time. I am done and finished over $16K in credit + the Amex is more than enough for me since I never carry a balance. Most of these cards should grow with time (i hope).
Wife also got approved this morning for her first real credit card (she is an AU on some of my cards), a Chase Freedom with a $3K CL!
Now I need to plan out how to use these cards over the next 3 months to get all the sign up bonuses!
11-21-2012 10:45 AM
Sweet! Amex just backdated my card back to 02 (when I became an AU on an Amex)! This should help my AAOA
Nicely done! Congratulations! That makes a huge difference. Every time you want to improve your AAoA, just apply for another Amex card,
11-21-2012 10:52 AM
Very nicely done. I would Ax the old cards, because why pay the fee if you don't think the card is doing anything for you? You are re-entering Primeville, enjoy!
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