TimeLBK: I maxed the card out when I first got it last year. Paid it down once (like 50%), then maxed it out during the holidays when I got a CLI to 1500. It saved at 99% util until last month when I PIF for the first time. I didn't know I didn't have a grace period last month, and $15 in interest reported when the statement cut last month. I got on the Chat with Cap 1 and they reset my grace period, and hopefully $0 reports this month. Tomorrow is picture day for this account.
Not a lot of usage over the last year. Quite a bit of usage and PIF this statement. I think I got lucky getting this kind of CLI, given my 99% util for almost a year (=
Not a lot of usage over the last year. Quite a bit of usage and PIF this statement. I think I got lucky getting this kind of CLI, given my 99% util for almost a year (=
