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Recent Cap1 Venture Approval Stats

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tubbynerd
Regular Contributor

Re: Recent Cap1 Venture Approval Stats


@Anonymous wrote:

Pre Qual: No
FICO: EX 660 TU 675 EQ 669
INQ: about 7 
AAoA: 1.5
Current Highest CL: 13.5k
CL on Approval: Declined !
Income: 65K

 

 

well this sucks...


That surprises me as those wtats are very close to mine with nearly double the income, and you have the freedom which I was denied for. Credit is funny. Sorry Smiley Sad Maybe call in a recon?

Message 91 of 257
teo77777
Regular Contributor

Re: Recent Cap1 Venture Approval Stats

Pre Qual:yes
FICO: EX 671 TU 650 EQ 642
INQ: 1/12/12
AAoA: 2.3
Current Highest CL: 3k at the time of pull
CL on Approval:5000
Income: 78k

APR after intro 15.9


TO
Message 92 of 257
Dimanchi
New Contributor

Re: Recent Cap1 Venture Approval Stats

 

 

Pre-qualified: Yes

FICO scores across - 709 -720

Inquiries: EQ 5, EX 20, TU 10

AAoA: 5.2

Current highest credit line: 15K

CL upon approval: 20K - 16.9 APR

Income (no need to be specific) Around 150K

CTYP 7K - CITI AA 6K - AMEX Delta 1.0K- DISCIT 1.2K - Barc 1.9K,-FuelReward 5K-SportsmanGuide 5K -Total Rewards 6.2K - BofA 1-2-3 CR 15K, JCREW 5.3K, AMAZON 2.9, Chase Freedom 3.5K, CAP 1 QS VISA SIG 5K, VENTURE 20K -- Total CL > 80K

Starting FICO SCORES (10/2013) EQ 538 - EX 558
Current FICO SCORES - EQ 713 - EX 722 - 01/28/15

THIS TIME I AM GOING TO THE GARDEN AND STAYING IN UNTIL 2016 - HELP ME STAY!!!
Message 93 of 257
racer-x
Valued Contributor

Re: Recent Cap1 Venture Approval Stats

Here's a stat.....10 days and still no card.

 

I've gotten the approval emails, letters, etc...

 

and edit....2 mins later and I have it.  Mail dude was runnin' late.

Message 94 of 257
android01
Valued Contributor

Re: Recent Cap1 Venture Approval Stats

Pre-qualified: Yes
FICO scores across - EX08 850, EQ08 850, TU08 850
Inquiries: EQ 1, EX 0, TU 1
AAoA: 13 Years
Current highest credit line: 50K
CL upon approval: 30K - 13.9 APR
Income (no need to be specific) Around 217K

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 95 of 257
Anonymous
Not applicable

Re: Recent Cap1 Venture Approval Stats

Pre-qualified: Yes

FICO scores across 3 bureaus: FICOS--->TU 694--EX 692--EQ 677

Inquiries:TU-6/EX-3/EQ-4

AAoA: 2.8

Current highest credit line: $9000 *Hasn't posted to cra's yet

CL upon approval: $10,000 @ 16.9% APR

Income (no need to be specific) $41,600

Message 96 of 257
alextercero
Super Contributor

Re: Recent Cap1 Venture Approval Stats

 

 

Pre-qualified: Yes (Venture And Quiksilver)
FICO scores across - EX08 645, EQ08 652, TU08 655
Inquiries: EQ 6, EX 12, TU 12
AAoA: 3.3 Years
Current highest credit line: 3K
CL upon approval: 10K - 16.9 APR
Income (no need to be specific) Around 48000K

 

I have few Baddies 2 Paid C/Os, And 2 Collections 1 Paid And 1 UnPaid

 

 

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 97 of 257
pooragain
Valued Member

Re: Recent Cap1 Venture Approval Stats

After reading about all these Venture approvals, i had to try. The kicker here is that I declared bankruptcy less than 2 years ago(discharged 7/13) and was approved for this card for "excellant credit"

 

Pre-qualified: No

FICO scores across 3 bureaus: 650-670

Inquiries:too many

AAoA: 1 year 4 mo to 4 yr 8 mo

Current highest credit line: $3000

CL upon approval: $10,000- I still cant believe it.

Income (no need to be specific) 69,000

Message 98 of 257
Aarvard
Established Contributor

Re: Recent Cap1 Venture Approval Stats


@pooragain wrote:

After reading about all these Venture approvals, i had to try. The kicker here is that I declared bankruptcy less than 2 years ago(discharged 7/13) and was approved for this card for "excellant credit"

 

Pre-qualified: No

FICO scores across 3 bureaus: 650-670

Inquiries:too many

AAoA: 1 year 4 mo to 4 yr 8 mo

Current highest credit line: $3000

CL upon approval: $10,000- I still cant believe it.

Income (no need to be specific) 69,000


I guess they gave me a $5,000 limit because my AAoA is <1 year Smiley Sad

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 99 of 257
JSS3
Valued Contributor

Re: Recent Cap1 Venture Approval Stats

So, for the most part, people are getting $10,000 for Venture approvals(with the occasional $15,000-$20,000 for those with 6 figure incomes)

Venture One is getting $5,000 approvals.

And those who are double-apping are getting 6 inqs, correct?
Message 100 of 257
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