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Recently closed on my house and wanted to go on a quick card spree to get new cards with hopefully non poverty credit limits, I want to close my other cards that have 300 dollar limits and annual fee's, here's what I got so far.
Chase preffered signature - Approved for 1500
Chase Slate - response in 7-10days
Barclays card - approved for 1500
Hughes credit union(credit union in Tucson AZ) 2000
Ashley's furniture - 2000
Roomstore - 3000
Home Depot - 1000
Walmart - 750
American Express PRG - Declined
Cap one quicksilver - Declined
BankofA - response in 7-10 days
Duck card - Response in 7-10 days
citicard - response in 7-10
USAA - response in 7-10
Discover IT - declined
Capital one - I had two cards with them, one limit was 500 and other was 750, by using the CEO email addy I worked with them and got 1 card limit raised to 1000 and other to 1250
I was able to refinance my car loan, went from 10% to 4.25%
Credit score was 690 before i started, really happy with results, I am done applying for cards for a while now.
@09Lexie wrote:
Congratulations on your spree. Question on your CSP, the lowest CL should be $5k..maybe you heard them wrong.
Whooops, sorry about that, I did not get the CSP I got the Freedom card. cool thing is that I bank with chase so they added all the info into my chase.com login info+
and thank you!
Congrats!
OP: Did you app for all of these in 1 day??
@Credit-hoarder wrote:OP: Did you app for all of these in 1 day??
I did yes, would you advise against that? I am suprised/happy I got approved for what I did, but if it's wrong to do that, next time in a few years I will avoid it.
Wow one day! I hope you don't have adverse action and they start closing them when they start reporting.
15 apps and 7 approvals-WOW! If none of the others are approved, you MIGHT be safe. The only one that may give you flack is Barclay's. And that's just from what I've read about them on here. Let us know the verdict on the Duck Card when you get it.