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Recent credit app spree approvals and CLI's -

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madnutz
New Contributor

Recent credit app spree approvals and CLI's -

Recently closed on my house and wanted to go on a quick card spree to get new cards with hopefully non poverty credit limits, I want to close my other cards that have 300 dollar limits and annual fee's, here's what I got so far.

 

Chase preffered signature - Approved for 1500

Chase Slate - response in 7-10days

Barclays card - approved for 1500

Hughes credit union(credit union in Tucson AZ) 2000

Ashley's furniture - 2000

Roomstore - 3000

Home Depot - 1000

Walmart - 750

American Express PRG - Declined

Cap one quicksilver - Declined

BankofA - response in 7-10 days

Duck card - Response in 7-10 days

citicard - response in 7-10

USAA - response in 7-10

Discover IT - declined Smiley Sad

Capital one - I had two cards with them, one limit was 500 and other was 750, by using the CEO email addy I worked with them and got 1 card limit raised to 1000 and other to 1250

I was able to refinance my car loan, went from 10% to 4.25%

 

 

Credit score was 690 before i started, really happy with results, I am done applying for cards for a while now.

Message 1 of 29
28 REPLIES 28
09Lexie
Moderator Emerita

Re: Recent credit app spree approvals and CLI's -

You wrote:

'Chase preffered signature - Approved for 1500'


Congratulations on your spree. Question on your CSP, the lowest CL should be $5k..maybe you heard them wrong.
Message 2 of 29
madnutz
New Contributor

Re: Recent credit app spree approvals and CLI's -


@09Lexie wrote:
Congratulations on your spree. Question on your CSP, the lowest CL should be $5k..maybe you heard them wrong.

Whooops, sorry about that, I did not get the CSP I got the Freedom card.  cool thing is that I bank with chase so they added all the info into my chase.com login info+

 

 

and thank you!

Message 3 of 29
09Lexie
Moderator Emerita

Re: Recent credit app spree approvals and CLI's -

Message 4 of 29
coldnmn
Mega Contributor

Re: Recent credit app spree approvals and CLI's -

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 29
Credit-hoarder
Valued Contributor

Re: Recent credit app spree approvals and CLI's -

OP: Did you app for all of these in 1 day??

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 6 of 29
madnutz
New Contributor

Re: Recent credit app spree approvals and CLI's -


@Credit-hoarder wrote:

OP: Did you app for all of these in 1 day??


I did yes, would you advise against that? I am suprised/happy I got approved for what I did, but if it's wrong to do that, next time in a few years I will avoid it.

 

 

Message 7 of 29
coldnmn
Mega Contributor

Re: Recent credit app spree approvals and CLI's -

Wow one day! I hope you don't have adverse action and they start closing them when they start reporting.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 29
09Lexie
Moderator Emerita

Re: Recent credit app spree approvals and CLI's -

Wow! That's a lot of cc's, your fingers must be tired.

Call BoA and Chase
Message 9 of 29
Credit-hoarder
Valued Contributor

Re: Recent credit app spree approvals and CLI's -

15 apps and 7 approvals-WOW! If none of the others are approved, you MIGHT be safe. The only one that may give you flack is Barclay's. And that's just from what I've read about them on here. Let us know the verdict on the Duck Card when you get it.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 10 of 29
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