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So, I played in the sandbox with Chase a little bit the other day right as my year-end credit activities are winding down. And, as others have posted recently (as far as auto-CLIs), I received one less than a week ago for CSP (previous CL was $18,000) with the new CL $26,500. A big shout out and a triple wink wink to kdm who doesn't see these very often, especially so high!! Needless to say, I was surprised on that one.
I also requested a CLI on Ritz a couple days ago figuring I'd probably hit my internal ceiling with them (or be declined), and while I was on hold for quite a bit while they asked a few questions, they eventually approved the CLI without having to reduce or reallocate (of course this was with HP). I've had the card for about 11 months now. While I was at it, I called the consolidations line and reallocated some CL from my United MP Select card to the United MP Explorer. They did it in about 3 minutes after verifying some account information and done.
I also received some Comenity auto-CLI suprises (didn't request them) but I hadn't noticed until a few days ago until I received the congratulations email/snail mail on both. True Value Discover went from $12,000 to $15,000 and Elder-Beerman card from $14,500 - $18,500. True Value Discover is a little over a year old and started at $6K.
Sweet! Congrats.
This is OUTSTANDING Finstar, congrats on the CLI's
@Anonymous wrote:Sweet! Congrats.
Thanks Shoreguy!
Very nice Finstar! impressive Ritz Limit! I see you have a bit over 80k of CL's on just those 3 cards, you have others as well correct? What is your total exposure with at Chase currently if you don't mind sharing as I remember you have an IHG at least as well..
Nice on the Comedity fronts as well and you said AUTO-CLI? Didn't even ask them for it from SP button, they just gave it to you? Wow!
I expect to see a few more things trickle in from you before the end of the year lol.. Been one heck of a year for you.
@Anonymous wrote:This is OUTSTANDING Finstar, congrats on the CLI's
Thank you Mia! I guess the "aftershocks" are done for a while
Those account summaries are a thing of beauty Congrats on your CLI's
Fin, you are my hero!
@CreditCuriousity wrote:Very nice Finstar! impressive Ritz Limit! Is see you have a bit over 80k of CL's on just those 3 cards, you have others as well correct? What is your total exposure with at Chase currently if you don't mind sharing as I remember you have an IHG at least as well..
Nice on the Comedity fronts as well and you said AUTO-CLI? Didn't even ask them for it from SP button, they just gave it to you? Wow!
I expect to see a few more things trickle in from you before the end of the year lol.. Been one heck of a year for you.
Thanks CC! Yes, I have IHG, SWA, AARP, British & Hyatt besides the above. Total exposure with them is roughly $130,000 (doing math in my head), plus I also have a heavy Chase relationship. I reallocated some CLs around with the last approvals several months back to reduce some CLs and bring others up. When I try for Marriott, I'll be closing the Chase MPS (older card) and likely AARP will fold into another one (or swap it for the approval) but I haven't decided yet. Definitely no Palladium for me!
On the Comenity side, yes... no CLI requests on the phone or online. I didn't want to get stuck with a HP since they've been skittish lately with those and wanted to save the HPs for something more worth in the end! The Elder-Beerman card is about 4 years old and has steadily grown with auto-CLIs for the most part.
ETA: I forgot Freedom is also part of the mix above