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Established Member
Posts: 19
Registered: ‎04-15-2015

Ritz currently pending - Update: Approved

[ Edited ]

A couple of inquiries just fell off last month and decided to go for the Ritz this Saturday 3/18.

 

Scores are low 700s due to paying off one of my cars early (usually mid 700s EX EQ, TU high 700s).  Zero baddies. <10 inq EX/TU but tons on EQ due to auto loans.  Chase double pulled EX/EQ for me in Texas.

 

I'm making this post just to serve as a data point for future applicants.  I am going to sit on the 30 day message from robolady just like I did for my CSP approval late last year.  Updating post as soon as I get an answer from Chase.

 

Edit - Less than 48 hours for approval.  Called to get expedited and rep said it's already on the way expedited as a courtesy.

 

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Valued Contributor
Posts: 2,069
Registered: ‎02-14-2016

Re: Ritz currently pending.

Good luck!
Valued Contributor
Posts: 1,233
Registered: ‎08-02-2016

Re: Ritz currently pending.

Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.
Established Member
Posts: 19
Registered: ‎04-15-2015

Re: Ritz currently pending.

I believed the Ritz to not fall under 5/24.  If so, it will likely yield a denial.  Staying positive but if I'm denied it wouldn't upset me at all.  No matter what I'll probably join the garden soon to prepare for the Tesla 3 in a couple of years.

 

Thanks for your replies.

Established Member
Posts: 19
Registered: ‎04-15-2015

Re: Ritz currently pending.

Update - just approved for 11k.  Not my highest limit but I'll take it.  

New Contributor
Posts: 135
Registered: ‎07-12-2007
0

Re: Ritz currently pending.

Congrats. It is definitely a card that cleans comments out in the wild.

As for the 30 day thing, that is pretty common.
Moderator
Posts: 12,680
Registered: ‎10-07-2014
0

Re: Ritz currently pending.

Moving to approvals as this is now one.  Congrats!

Valued Contributor
Posts: 2,069
Registered: ‎02-14-2016

Re: Ritz currently pending.


Matt4200 wrote:
Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.

Mine was instant approval online... And  Ritz Is not under  5/24

Established Member
Posts: 19
Registered: ‎04-15-2015
0

Re: Ritz currently pending.

Thanks!

Frequent Contributor
Posts: 408
Registered: ‎09-21-2013
0

Re: Ritz currently pending.

congrats!

Total Credit Line- $33,750
Current Score:EX- 670 || TU-683 || EQ-??? || AAoA-2yrs3mo || uti- 16% || 3 baddies || 8 inq

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