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Ritz currently pending - Update: Approved

Valued Member

Ritz currently pending - Update: Approved

A couple of inquiries just fell off last month and decided to go for the Ritz this Saturday 3/18.

 

Scores are low 700s due to paying off one of my cars early (usually mid 700s EX EQ, TU high 700s).  Zero baddies. <10 inq EX/TU but tons on EQ due to auto loans.  Chase double pulled EX/EQ for me in Texas.

 

I'm making this post just to serve as a data point for future applicants.  I am going to sit on the 30 day message from robolady just like I did for my CSP approval late last year.  Updating post as soon as I get an answer from Chase.

 

Edit - Less than 48 hours for approval.  Called to get expedited and rep said it's already on the way expedited as a courtesy.

 

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11 REPLIES
Valued Contributor

Re: Ritz currently pending.

Good luck!
Valued Contributor

Re: Ritz currently pending.

Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.
Valued Member

Re: Ritz currently pending.

I believed the Ritz to not fall under 5/24.  If so, it will likely yield a denial.  Staying positive but if I'm denied it wouldn't upset me at all.  No matter what I'll probably join the garden soon to prepare for the Tesla 3 in a couple of years.

 

Thanks for your replies.

Valued Member

Re: Ritz currently pending.

Update - just approved for 11k.  Not my highest limit but I'll take it.  

Contributor

Re: Ritz currently pending.

Congrats. It is definitely a card that cleans comments out in the wild.

As for the 30 day thing, that is pretty common.
Moderator

Re: Ritz currently pending.

Moving to approvals as this is now one.  Congrats!

Valued Contributor

Re: Ritz currently pending.


Matt4200 wrote:
Good Luck!

From what I've read from Ritz-Chase is they ALWAYS give the 30 day message unless it's an instant denial for 5/24.

Mine was instant approval online... And  Ritz Is not under  5/24

Valued Member

Re: Ritz currently pending.

Thanks!

Frequent Contributor

Re: Ritz currently pending.

congrats!

Total Credit Line- $38,450
Current Score:EX- 672 || TU-688 || EQ-676 || AAoA-2yrs5mo || uti- 29% || 3 baddies || 11 inq