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Having Pen Fed's Promise cc reporting to each of my CRA files resulted in the following increase in Fico 8 Scores:
EQ +84, TU +66, EX +74
So? What did I do? Yes, took two deep breathes and applied for Navy's cashReward Visa.
* Have I ever mentioned I HATE having to WAIT? or even WAITING, notice the avatar yet?
So, during a lull of actual Gardening, I was notified of approval for $2,000 at 9.9%
* this is my second un-secured CC only 67 days post Ch 13 Discharge.
@ baller4life, et al THANKS ! ! ! !
How wonderful! Congrats on all your post-BK success
Amongst all of the Surprises I have experienced in just 67 days, I was originally resigned to only receiving "secured" cards.
The only modification to my original Strategy & Plan was to apply to Pen Fed, and first. My expectation was to be offered a secure card. Didn't happen.
* just very grateful for this site, and my willingness to actually read it, a lot of it.
Oh, and the advocation of Pen Fed by baller4life. It got me started, and NAVY will only propel me forward!
Thanks!
jrenae4 wrote:
How wonderful! Congrats on all your post-BK success
Congrats on the approval and nice APR.
YAY! Big happy dance for you! New NFCU here too, and am LOVING them so far!
That's nice, congrats on the approval and great APR !
Congrats
Awesome! Congratulations!
Congrats on the approval and very good apr!