Congrats! That's a great limit. They gave me 2.2k to start and I just buy jeans or something. It's impossible to use. I know the feeling. You need at least 12k to buy something and have a decent ut. I'm going to app for the WEMC in December. Maybe the limit will be better. My goal was the big 3. Neiman's, Saks WEMC and Nordies Visa. I know most don't like store cards but if you use these when you shop you can get some fantastic rewards. I do shop at these stores and have received 500.00 to 1k in rewards when I didn't have the cards. So in-circle Neiman's rewards would be a big winner along with Saks.