Sallie Mae - 6mos CLI

[Man-Of-Steel]

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@longtimelurker wrote:

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@MJ-san wrote:

Main reason for posting was to indicate that usage appears to play into their CLI decisionmaking process.

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How much usage (you said "the hell out of it" but with the caps that can still be fairly small).  Im at 17 months without a CLI.

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Congrats to the OP!  I would also like to know what type of usage we are talking about here.  My 6th statement cut today and there was no CLI.  I don't need a CLI, but I was curious to see if I'd get one, since I've heard that they sometimes happen at the 6th or 7th statement cut.  I've spent approximately $1500 on this card over the course of the past 6 months.  I'd be curious to know what "heavy" usage looks like for this card in a 6 month period.

[uswala]

Congrats!

[Anonymous]

Congrats..

[gdale6]

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@Anonymous wrote:

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@gdale6 wrote:

Just because there are no questions doesnt mean that the thread gets closed. If we cannot be supportive of the OP its best to move on to another thread.

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What's the supportive part in "congrats" or "sweet"?

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This forum has a multitude of people that stretch from the accomplished to being currently in BK. When a member posts that something has been achieved we should acknowledge that with a proper response and if we cannot do that then its time to move on to another thread as I have already stated. We are not here to judge a members post and if we cant be friendly, supportive and respectful in a response then again its time to move on.

http://ficoforums.myfico.com/t5/Credit-Cards/Friendly-Supportive-and-Respectful/td-p/2797115

[Anonymous]

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@MJ-san wrote:

I was not holding my breath - I've had the Ring for several years with -0- CLI. I also only use that card to park stuff at the lower 8% APR so not much use. 

6th statement cut ... and it went from 5k to 8k. My FICO (according to Barclay) hasn't really moved in that 6 month timeframe, but I have been using the hell out of it - all grocery, Amazon, and some gas. 

I think that the more you use it the more they will open it up for you - at least based on my experience. 

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Congratulations! I'll be looking forward to my 6th statement. What kind of util did you keep? 

[Shogun]

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@Anonymous wrote:
No questions - ok thread closed!

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SMH...  Closing threads is my job.  

[Anonymous]

TY for this info... interesting.. leaving a balance versus having a card as a daily.