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I was just approved for a Sallie Mae World Mastercard with a $5000 limit.
I mainly got it for the rewards and want it to become my main card, replacing my Gas/Groceries (5% Gas, 3% Groceries), Amazon (3% Amazon, 2% Restaurants/Drugstores) and Bank branded Amex (Warranty extensions). These cards in total have a $9500 credit limit. I also have a Walmart MC ($5k limit) from when I was just starting to get credit.
I'd like to get a CLI and consolidate all of these into one card, but is now too early? Should I wait until my card gets here to recon?
Thanks!
I'd call the 24/7 recon line and see what they can do.
Thanks. I saw in another thread to be prepared with them because they keep good track of their recons.
The only downside to my credit history is my relatively low (~3 year) AAoA. Everything else is good. No missed payments, low utilization. Only thing I'm wondering about is if they ask why I want to CLI.
Is there an answer they would be looking for with that question?
@Thorin wrote:Thanks. I saw in another thread to be prepared with them because they keep good track of their recons.
The only downside to my credit history is my relatively low (~3 year) AAoA. Everything else is good. No missed payments, low utilization. Only thing I'm wondering about is if they ask why I want to CLI.
Is there an answer they would be looking for with that question?
I think you'll be fine. Tell them something like you wanna bring a lot more of your business to Barclays and that you want the Sallie Mae MC to especially be your main card that you use for spending.
Congratulations!
Congrats!
Grats on getting a great card
congrats
Congrats on the approval!
Carefull with Barclay's on the backlines, with no warning the they may decide to HP EX.
Just had this happen on SM recon. Still denied with a 741 fico, clean reports and total dept at 22.00 bucks. They hate me!