Sam's Club MC Approval w/ Data Points

[Anonymous]

Applied last night and was instructed to call within 48 hours. I called and answered like two questions and was approved for $1k. I want to close my eBay card and just ask for CLI on this one. 

Data Points

Transunion: 731

Income: mid $50k

SL: $1000

Lots of inquiries and new accounts 

[Anonymous]

Sweet 🎊🍾🎈🎉.  With that TU. Chat them up. You should have no problem getting that CL to a more usable number. Congrats. 

[Anonymous]

Congrats! Just curious....Is there something specific about the eBay card you don't like?

[Anonymous]

Each point is less than a cent. 6000 points = $50. I get better value using other cards. 

[Anonymous]

interesting. Thanks!

[AverageJoesCredit]

Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

[Anonymous]

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@AverageJoesCredit wrote:
Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

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I called and spoke to a CSR. I was declined for CLI. I will need to wait for the letter lol 

[Anonymous]

Congrats on your Sam's Club MC.  Mine is green.  The new accounts are why you got a low SL.  You're lucky it's Synchrony and will grow quick.  You should probably garden for a while unless you want a bunch of low limit cards.

Mine was an instant approval in store for $5,000.  Now it's at $10,000.  I refuse to ask for more.  A $5 rotisserie chicken and a tank of gas occassionally is what mine gets used for.  You really have to be aware of what's a deal and what's not really a deal at Sams.  I live close to a dozen grocery stores so I don't really need to stock up on bulk items.

[woodyman100]

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@Anonymous wrote:

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@AverageJoesCredit wrote:
Big grats! Im suprised at the sl with your score but since its Sync, one phone call will get that up pretty quick

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I called and spoke to a CSR. I was declined for CLI. I will need to wait for the letter lol 

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Let 2 statements cut and then hit the button if it shows

[Anonymous]

You can get that SL up pretty quickly. Big limits get more big limits. Stay away from the little cards.