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ds3
Posts: 76
Registered: ‎10-02-2012
0

Re: Sam's Club store card approval

 


Oh silly me, I see that now. So why would anyone get a Sam's card if you already have a Walmart card?


To increase my available credit. I have been wanting another GE card since I got the Wally, and Sams was the first to approve me. I don't plan to use either of them all that much, I just wanted a couple of cards that everyone is having growth success with.

Valued Contributor
kevinjjc
Posts: 1,352
Registered: ‎01-14-2009
0

Re: Sam's Club store card approval


ds3 wrote:

 


Oh silly me, I see that now. So why would anyone get a Sam's card if you already have a Walmart card?


To increase my available credit. I have been wanting another GE card since I got the Wally, and Sams was the first to approve me. I don't plan to use either of them all that much, I just wanted a couple of cards that everyone is having growth success with.


Oh ok, so I guess it just depends on where you are with credit. I have about 188k in revolving credit limits right now, so I'm focused on quality versus quantity.

Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Sam's Club store card approval


kevinjjc wrote:

ds3 wrote:

 


Oh silly me, I see that now. So why would anyone get a Sam's card if you already have a Walmart card?


To increase my available credit. I have been wanting another GE card since I got the Wally, and Sams was the first to approve me. I don't plan to use either of them all that much, I just wanted a couple of cards that everyone is having growth success with.


Oh ok, so I guess it just depends on where you are with credit. I have about 188k in revolving credit limits right now, so I'm focused on quality versus quantity.


Well then you just keep it up there.  Congrats to you!  Have you found that the more credit you get the easier it is to get more?   Just curious if creditors view you differently once you reach a certain level of credit worthiness.  I guess though its just like anything else, when you start out it may just be a little tough but once you get rolling it gets easier huh?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
kevinjjc
Posts: 1,352
Registered: ‎01-14-2009
0

Re: Sam's Club store card approval


Rhaeny wrote:

kevinjjc wrote:

ds3 wrote:

 


Oh silly me, I see that now. So why would anyone get a Sam's card if you already have a Walmart card?


To increase my available credit. I have been wanting another GE card since I got the Wally, and Sams was the first to approve me. I don't plan to use either of them all that much, I just wanted a couple of cards that everyone is having growth success with.


Oh ok, so I guess it just depends on where you are with credit. I have about 188k in revolving credit limits right now, so I'm focused on quality versus quantity.


Well then you just keep it up there.  Congrats to you!  Have you found that the more credit you get the easier it is to get more?   Just curious if creditors view you differently once you reach a certain level of credit worthiness.  I guess though its just like anything else, when you start out it may just be a little tough but once you get rolling it gets easier huh?


Yeah, I pretty much always get instantly approved, but sometimes I have to recon for higher limits.


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