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Established Member
paris75
Posts: 32
Registered: ‎10-07-2012
0

Shocked! CSP approved!

I applied for the CSP in Septemeber and was denied due to utiliazation. The rep told me to check out myfico lol. So anyway I applied and got approved for NFCU cash rewards for $15k and as soon as it reported I reapplied for the CSP. Instant approval!!!! I took another hard pull but I'm so happy anyway.
Trans fico 695
EQ fico 715
Ex Fako 733
Income 70k
No lates on report.
Approx 3-5 inquiries on each report.
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Shocked! CSP approved!


paris75 wrote:
I applied for the CSP in Septemeber and was denied due to utiliazation. The rep told me to check out myfico lol. So anyway I applied and got approved for NFCU cash rewards for $15k and as soon as it reported I reapplied for the CSP. Instant approval!!!! I took another hard pull but I'm so happy anyway.
Trans fico 695
EQ fico 715
Ex Fako 733
Income 70k
No lates on report.
Approx 3-5 inquiries on each report.

CONGRATS!!!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Sweets8E
Posts: 262
Registered: ‎03-07-2009
0

Re: Shocked! CSP approved!

Sweet limit there. Congrats to you!!! NFCU is awesome and definitely a trend setter. There big limits get you other big limits and nice cards for the most part.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


Take the FICO Fitness Challenge
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Shocked! CSP approved!

Nice, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Dustink
Posts: 3,000
Registered: ‎10-02-2012
0

Re: Shocked! CSP approved!

What's the CSP limit?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Shocked! CSP approved!

Congrats

Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012
0

Re: Shocked! CSP approved!


paris75 wrote:
I applied for the CSP in Septemeber and was denied due to utiliazation. The rep told me to check out myfico lol. So anyway I applied and got approved for NFCU cash rewards for $15k and as soon as it reported I reapplied for the CSP. Instant approval!!!! I took another hard pull but I'm so happy anyway.
Trans fico 695
EQ fico 715
Ex Fako 733
Income 70k
No lates on report.
Approx 3-5 inquiries on each report.


Yeah an extra 15k can do wonders for your UTL... Some banks are a little funny they deny one day and approve the next who knows.

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Established Member
paris75
Posts: 32
Registered: ‎10-07-2012
0

Re: Shocked! CSP approved!

It was 5k.
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Shocked! CSP approved!

Congrats on the approval! loving nfcu bigtime!

Regular Contributor
Madman94044
Posts: 142
Registered: ‎07-01-2012
0

Re: Shocked! CSP approved!

Congrats!!!

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000

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