Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 357
Registered: ‎08-14-2012
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

[ Edited ]

dodgerslv wrote:

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?


I think Jcrew is known to pull EX or in this case SP EX.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Highlighted
Valued Contributor
Posts: 2,140
Registered: ‎03-30-2012
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)


WarJar101 wrote:

dodgerslv wrote:

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?


I think Jcrew is known to pull EX or in this case SP EX.


I have the J.Crew card. They SP'd EQ for me. Same thing that happened to Dodgers happened for me...VS on EX but the rest on EQ.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Frequent Contributor
Posts: 357
Registered: ‎08-14-2012
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Then again I might be wrong, lol.

Rebuilding...been out of the game for a minute. Now, after suffering I'm back with greater wisdom. Scores: Currently @ around 6 teens to 20's, across all three EQ,TU, EX
Regular Contributor
Posts: 240
Registered: ‎02-25-2008
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I just did the shopping card trick for Jcrew. A decent $500 limit.  Thanks Forum.

 

Experian 650

TU            647

Equifax     675

EQ 806 8/2016
TU 811 8/2016
EX 806 8/2016 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $25k
CITI Advantage $24.2k
CITI HILTON $13k
Total Rewards visa $11.5k
Chase INK $11k
Chase Sapphire Reserve $28.5k
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)


iwant700fico wrote:

I just did the shopping card trick for Jcrew. A decent $500 limit.  Thanks Forum.

 

Experian 650

TU            647

Equifax     675


Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 669
Registered: ‎11-13-2012
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Nice. They're generous with credit increases started with 750 in dec and hit the love button 3 times since and I'm at 1750 now
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Regular Contributor
Posts: 240
Registered: ‎02-25-2008
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

 Another Card, Got a pop-up Approval  For AnnTaylor and took it. $500. Hopefully I can get the same love as you guys when I push the Luv button in couple month. 

EQ 806 8/2016
TU 811 8/2016
EX 806 8/2016 Chase CSR $28.5k
Barclay Advantage $17.5 k
Amex BCE $25k
CITI Advantage $24.2k
CITI HILTON $13k
Total Rewards visa $11.5k
Chase INK $11k
Chase Sapphire Reserve $28.5k
Valued Member
Posts: 25
Registered: ‎04-23-2012
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Thanks for the info on the Shopping Cart trick.  I got pop up apporval for J Crew, Buckles, and Ann Taylor.  I couldnt get a pop up for Victoria's Secret and dont know why.

Either way, I will just stop with the 3 cards.

 

Great forum....


Starting Score: 545 Current Score: 701 Goal Score: 750+

BOA Signature $25K | Chase Freedom $4.5k | Citi Prestige $11k | Ritz Carlton $20K | Chase Sapphire Pref $7K | Advantage Aviator $14.4K | Citi Advantage Gold $9.3K | CapitalOne QuickSilver $7K | Barclay Apple $6.3K | CapitalOne Journey $3K | West Elm $4K | Ann Taylor $3.3K | J Crew $6.3K | Victoria's Secret $2.9K | Crate And Barrel $20K


Regular Contributor
Posts: 176
Registered: ‎05-07-2013
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

None of them worked for me. Have been trying for weeks. No, I am not opted out of anything.

Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742 EQ-710 TU-709

Currently: NFCU Platinum Visa 18K, BECU Visa 15K, Navchek 15K, Vystar+ CU Platinum Visa 10000, AMEX Delta SkyMiles 9K, Military Star 8200, Nordstrom VS 7800, Macys 7600, Lowes 6K, Pier 1 6K, Mohawk Floor 4500, TJX Mastercard 4K, Pottery Barn 4K, Amazon 3600, Talbots 3000, Barclaycard 2400, Ann Taylor 2280, Ballard Design, 1500, Victorias Secret 750, NY&CO 500, J.Crew 300



Contributor
Posts: 75
Registered: ‎07-26-2013
0 Kudos

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I tried to do the shopping cart trick for a couple of sites (A&F/Express/GbyGuess/J.Crew) and got the preapproval for J.Crew. It only asked for the last four of the SSN/DOB and I was approved for $250! Now I didn't finish purchasing the item (I just picked a random item just to test this out), does it cancel out the approval or am I still okay? I'm assuming I'm okay, but just wanted to make sure. Thank you!



Starting Score: EX: 646, EQ: 624, TU: 639 (07/26/2013)
Current Score: EX: 694 (As of 12/17/2013), EQ: 644 (As of 12/21/2013), TU: 662 (As of 12/12/2013 - Barclays)
Goal Score: 700 in all three (07/26/2014)


Take the myFICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.