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Shopping Cart Trick (Jcrew, Preapproved!)

Valued Member

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I'll try Ann Taylor and Express a few days after I activate the cards. :-)

Macy's $1,200 | Capital One $750 | Credit One Bank $500 | Victoria's Secret Angel $500 | EXPRESS Next $500 | Chase Freedom $300 | J.Crew $250 | The Buckle $250 | Citicard $200

3/19/3013 TU 583 (CK SCORE) EX 596 (CK SCORE)
3/19/2013 EX 595 (Experian.com)
3/13/2013 EQ 596 (FICO) TU 576 (FICO)
3/01/2013 EQ 586 (FICO)
2/27/2013 TU 594 (Credit Karma) EQ 612 (Credit Sesame) EX 643 (Quizzle)
9/14/2012 EX 550 (Experian.com) TU 515 (FICO) EQ 563 (FICO)
Valued Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Congrats on the SP approvals ILiveCredit. Just be careful opening up so many new accounts in a matter of days, your AAoA will take a hit.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Member

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Quick question, are these just "pop up" charge cards / credit cards that will pop up after you apply for a card somewhere else?




Starting Score: 637
Current Score: EQ:712 TransRISK: 724
Goal Score: 780


Take the myFICO Fitness Challenge

Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@iLiveCredit

Congrats on our approval but as Epcot mentioned be careful not only is your AAOA lowered but opening multiple cards with the same CG may also cause AA.

GE, for instance will cancel all CC if too many are opened at once.
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

THey do not like me! I had the pre-approval for VS, but then once I accepted they gave me the 10 day notice.  Could it be because I had 4 accounts opened with GE 4 months ago?  I was so sad faced. Smiley Mad



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Established Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

That's the first time I've heard of that happening.
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Should I call them?  It came up preapproved I selected yes then put in my birthday and last four of my ssn, then selected submit.  It then went to the 10 day message. Sigh..Is there a limit on how many GE cards within a select timeframe.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Valued Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)


MYCherie wrote:

THey do not like me! I had the pre-approval for VS, but then once I accepted they gave me the 10 day notice.  Could it be because I had 4 accounts opened with GE 4 months ago?  I was so sad faced. Smiley Mad


The same thing happened to me last year. I didn't call, but I had my new card in the mail in about 14 days. Only thing I can think of is perhaps the address I put in didn't exactly match the address on my CB. Say: "Avenue" instead of "Ave".  Hope you get it!


Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Moderator Emerita

Re: Shopping Cart Trick (Jcrew, Preapproved!)

@ MYCherie wrote:

Should I call them? It came up preapproved I selected yes then put in my birthday and last four of my ssn, then selected submit. It then went to the 10 day message. Sigh..Is there a limit on how many GE cards within a select timeframe.

Victoria!s Secret is not GE. They are backed by Comenity.
Regular Contributor

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Thanks! I hope I get it also.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013