Reply
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

[ Edited ]

dodgerslv wrote:

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?


I think Jcrew is known to pull EX or in this case SP EX.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Valued Contributor
Posts: 1,947
Registered: ‎03-30-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)


WarJar101 wrote:

dodgerslv wrote:

its weird that VS soft pulled me on EX while JCrew, Express, Buckle, Avenue all SP on EQ. They are all Comenity bank right?


I think Jcrew is known to pull EX or in this case SP EX.


I have the J.Crew card. They SP'd EQ for me. Same thing that happened to Dodgers happened for me...VS on EX but the rest on EQ.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Frequent Contributor
Posts: 341
Registered: ‎08-14-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Then again I might be wrong, lol.

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Regular Contributor
Posts: 181
Registered: ‎02-25-2008
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I just did the shopping card trick for Jcrew. A decent $500 limit.  Thanks Forum.

 

Experian 650

TU            647

Equifax     675

Ex 733 AUG 14 / 807 NOV 14
TU 734 OCT !4
EQ 716 AUG 14
CITI ADVANTAGE $16,200 10/14
AMEX EVERY DAY $22,000 8/14
AMEX PRG NPSL 6/14
TOTAL RWRDS $690012/13
CITI DIAMOND AU $7900 8/13
CHASE FREE AU $2000 6/13
JCREW $3900 4/13
ANN TAYLOR $1750 4/13
CAP1 $750 3/12
Community Leader
Senior Contributor
Posts: 26,758
Registered: ‎02-07-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)


iwant700fico wrote:

I just did the shopping card trick for Jcrew. A decent $500 limit.  Thanks Forum.

 

Experian 650

TU            647

Equifax     675


Congrats



+ Chase Ink =

Established Contributor
Posts: 669
Registered: ‎11-13-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Nice. They're generous with credit increases started with 750 in dec and hit the love button 3 times since and I'm at 1750 now
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Regular Contributor
Posts: 181
Registered: ‎02-25-2008
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

 Another Card, Got a pop-up Approval  For AnnTaylor and took it. $500. Hopefully I can get the same love as you guys when I push the Luv button in couple month. 

Ex 733 AUG 14 / 807 NOV 14
TU 734 OCT !4
EQ 716 AUG 14
CITI ADVANTAGE $16,200 10/14
AMEX EVERY DAY $22,000 8/14
AMEX PRG NPSL 6/14
TOTAL RWRDS $690012/13
CITI DIAMOND AU $7900 8/13
CHASE FREE AU $2000 6/13
JCREW $3900 4/13
ANN TAYLOR $1750 4/13
CAP1 $750 3/12
Established Member
Posts: 19
Registered: ‎04-23-2012
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

Thanks for the info on the Shopping Cart trick.  I got pop up apporval for J Crew, Buckles, and Ann Taylor.  I couldnt get a pop up for Victoria's Secret and dont know why.

Either way, I will just stop with the 3 cards.

 

Great forum....


Starting Score: 545 Current Score: 696 Goal Score: 750+

BOA Signature $5K | Chase Freedom $4.5k | CapitalOne QuickSilver $3.5K | Barclay Apple $3.3K | CapitalOne Journey $2.5K | West Elm $4K | Ann Taylor $1.3K | J Crew $900 | Victoria's Secret $900 | BrylaneHome $700


Regular Contributor
Posts: 165
Registered: ‎05-07-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

None of them worked for me. Have been trying for weeks. No, I am not opted out of anything.



Starting FICO, June 2010: EX-581, EQ-581, TU-581
Now: EX-742(Quizzle) EQ-656 (MyFICO), TU-720 (Bank)

Currently: BECU Visa 12K, Navchek 15K, NFCU Platinum Visa 11K, AMEX Delta SkyMiles 9K, Vystar CU Platinum Visa 7500, Military Star 8200, Nordstrom 6000, Talbots 3000, Ann Taylor 2280, Apple/Barclay 2000, Pier 1 1500, Macys 1300, Victorias Secret 750, NY&CO 500, J.Crew 300



Contributor
Posts: 75
Registered: ‎07-26-2013
0

Re: Shopping Cart Trick (Jcrew, Preapproved!)

I tried to do the shopping cart trick for a couple of sites (A&F/Express/GbyGuess/J.Crew) and got the preapproval for J.Crew. It only asked for the last four of the SSN/DOB and I was approved for $250! Now I didn't finish purchasing the item (I just picked a random item just to test this out), does it cancel out the approval or am I still okay? I'm assuming I'm okay, but just wanted to make sure. Thank you!



Starting Score: EX: 646, EQ: 624, TU: 639 (07/26/2013)
Current Score: EX: 694 (As of 12/17/2013), EQ: 644 (As of 12/21/2013), TU: 662 (As of 12/12/2013 - Barclays)
Goal Score: 700 in all three (07/26/2014)


Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.