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My 6th statement for my Arrival cut yesterday, and I logged in this morning....but no CLI yet. It looks like they last soft pulled me on Christmas Eve. My limit is $4k and I was hoping I would get a bump to $5k.
I had heavy spending on it the first 3 or 4 months and have spent the past few months paying the balance down (0% promo and I heard Barclays likes balances reporting). Current statement cut with a balance of $52.
I had one other app back in September, for my Hyatt card. So that's a total of 3 inquiries for 2013.
For those of you who got increases at the 6month point, how soon after your 6th statement cut did you get one? I'm wondering if it's just not going to happen for me...
UPDATE: Well, I decided to go for a HP. 3 HPs per year on 1 report isn't so bad, right? They pulled TU, as expected. I asked for a $3k increase and they gave me $1500, which I was pleased with. So now it's at $5500!
My Cap1 card is my last card due for a CLI this month but I'm not expecting anything from that, maybe another $500 if I'm lucky . After that, back to my garden for another 6 months! It's so nice to see the benefits of gardening.
My increase came right on the 6th statement. Literally, on the downloadable PDF statement it mentioned it in the upper right corner.
@isoldmyatlas wrote:
My 6th statement for my Arrival cut yesterday, and I logged in this morning....but no CLI yet. It looks like they last soft pulled me on Christmas Eve. My limit is $4k and I was hoping I would get a bump to $5k.
I had heavy spending on it the first 3 or 4 months and have spent the past few months paying the balance down (0% promo and I heard Barclays likes balances reporting). Current statement cut with a balance of $52.
I had one other app back in September, for my Hyatt card. So that's a total of 3 inquiries for 2013.
For those of you who got increases at the 6month point, how soon after your 6th statement cut did you get one? I'm wondering if it's just not going to happen for me...
An item to keep in mind, while it seems some folks receive a CLI after the 6-month mark, it's a YEMV situation. Every account is different and subject to different AR criteria. Just keep using the card as your normally do.
Good luck
@FinStar wrote:
@isoldmyatlas wrote:
My 6th statement for my Arrival cut yesterday, and I logged in this morning....but no CLI yet. It looks like they last soft pulled me on Christmas Eve. My limit is $4k and I was hoping I would get a bump to $5k.
I had heavy spending on it the first 3 or 4 months and have spent the past few months paying the balance down (0% promo and I heard Barclays likes balances reporting). Current statement cut with a balance of $52.
I had one other app back in September, for my Hyatt card. So that's a total of 3 inquiries for 2013.
For those of you who got increases at the 6month point, how soon after your 6th statement cut did you get one? I'm wondering if it's just not going to happen for me...An item to keep in mind, while it seems some folks receive a CLI after the 6-month mark, it's a YEMV situation. Every account is different and subject to different AR criteria. Just keep using the card as your normally do.
+1
I just received mine at the 6th statement mark, but I've read others are a month or two later. There is no concrete formula for how CCCs operate. I've been with Chase for 4 yrs and never had an auto CLI and only receive a measly $500 when I initiated request, despite a perfect record with them.
Now that you've paid down your balance, be a little patient. Good luck!
2yrs 2 months. Not a single CLI from them. Started at 2k and still at 2k. Smh.
if you dont see an increase in the next few weeks hit the luv button and ask for 6k. I bet you will get it.
@negg wrote:2yrs 2 months. Not a single CLI from them. Started at 2k and still at 2k. Smh.
If it's been this long, and no auto-CLI, then you can try the HP route. As long as your CRs are healthy and have a good history on your account, then I'm assuing they can CLI.
I never recieved an auto CLI after 6mo with my Barclaycard Rewards. If it hasn't happened with you, probably won't. Try the CLI button, straight forward and I was instantly approved for a $500 increase ($500 original CL).
@colinstu wrote:I never recieved an auto CLI after 6mo with my Barclaycard Rewards. If it hasn't happened with you, probably won't. Try the CLI button, straight forward and I was instantly approved for a $500 increase ($500 original CL).
Was that a hard pull though?