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Frequent Contributor
isoldmyatlas
Posts: 346
Registered: ‎04-28-2012
0

Small Discover IT increase w/luv button!

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:

TU: 757 (12/14/14) | EQ: 778 (10/7/14) | EX: 770 (10/7/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Senior Contributor
alvon123
Posts: 8,975
Registered: ‎09-24-2013
0

Re: Small Discover IT increase w/luv button!

congrats!!!


Community Leader
Mega Contributor
coldnmn
Posts: 15,818
Registered: ‎08-08-2011
0

Re: Small Discover IT increase w/luv button!

Congrats! Thanks for sharing.

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Regular Contributor
timber
Posts: 131
Registered: ‎09-28-2007
0

Re: Small Discover IT increase w/luv button!

Congrats on the CLI without HP from Discover, that's great.

Senior Contributor
baller4life
Posts: 3,953
Registered: ‎09-13-2013
0

Re: Small Discover IT increase w/luv button!

Congrats


GARDENING: 12/9/14 - 10/1/15 EQ: 644 EX: 688 TU: 691
MY WALLET: $10k NFCU CASH|$10k BOA CASH|$10k DINER'S CLUB PREMIER|$9k AMEX DELTA
$7.5k NFCU PLAT MC|$7k DISCOVER IT|$5k AMAZON|$5k WALMART|$3k BARCLAYS US AIRWAYS
$2.5k CHEVRON|$1k BARCLAYS RING|$1k BARCLAYS RMC|$1k CARE CREDIT|$1k CITI DIAMOND PREFERRED
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Small Discover IT increase w/luv button!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
gdale6
Posts: 9,405
Registered: ‎12-13-2013
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:


Congrats :smileyhappy:

 

At some point Discover makes you eligible for a SP, there is no rhyme or reason when it happens..

EX Cred Ses 12/14: 796 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 11/14: 793
EQ Fico 05/14 781 ; EQ MPM 12/14: 750
TU Fico 8 12/14: 719; TU MPM 06/14 706
New Contributor
chucky1234
Posts: 68
Registered: ‎11-05-2010
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:


Where can I find the CLI button on the website?

Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Small Discover IT increase w/luv button!

Congrats!

 

That's interesting, my first one was around the 10-month mark too.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Senior Contributor
yudeology101
Posts: 4,652
Registered: ‎06-21-2012
0

Re: Small Discover IT increase w/luv button!

Congrats on your CLI and thanks for the info!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
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