cancel
Showing results for 
Search instead for 
Did you mean: 

Small Discover IT increase w/luv button!

Highlighted
Frequent Contributor

Small Discover IT increase w/luv button!

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
12 REPLIES
Senior Contributor

Re: Small Discover IT increase w/luv button!

congrats!!!


Mega Contributor

Re: Small Discover IT increase w/luv button!

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Regular Contributor

Re: Small Discover IT increase w/luv button!

Congrats on the CLI without HP from Discover, that's great.

Community Leader
Super Contributor

Re: Small Discover IT increase w/luv button!

Congrats
Valued Contributor

Re: Small Discover IT increase w/luv button!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Moderator

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Congrats Smiley Happy

 

At some point Discover makes you eligible for a SP, there is no rhyme or reason when it happens..

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Contributor

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Where can I find the CLI button on the website?


Valued Contributor

Re: Small Discover IT increase w/luv button!

Congrats!

 

That's interesting, my first one was around the 10-month mark too.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Senior Contributor

Re: Small Discover IT increase w/luv button!

Congrats on your CLI and thanks for the info!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)