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Frequent Contributor
Posts: 362
Registered: ‎04-28-2012
0

Small Discover IT increase w/luv button!

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy

TU: 760 (10/13/15) | EQ: 758 (6/1/15) | EX: 763 (8/15/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $16,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Senior Contributor
Posts: 10,243
Registered: ‎09-24-2013
0

Re: Small Discover IT increase w/luv button!

congrats!!!

.
Mega Contributor
Posts: 16,864
Registered: ‎08-08-2011
0

Re: Small Discover IT increase w/luv button!

Congrats! Thanks for sharing.

Discover IT $11k / US Bank Ace (VSig) $10K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $9.5k / Walmart Mastercard $8k / PayPal SmartConnect $5.1k
CareCredit $5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $3.95k / Citi DC (WMC) $4.3k
Gardening Date 5/8/15 / MyFico 08: EQ 729 / TU 724 / EX 750 / 7/12/15
Regular Contributor
Posts: 131
Registered: ‎09-28-2007
0

Re: Small Discover IT increase w/luv button!

Congrats on the CLI without HP from Discover, that's great.

Super Contributor
Posts: 8,937
Registered: ‎09-13-2013
0

Re: Small Discover IT increase w/luv button!

Congrats
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Small Discover IT increase w/luv button!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Moderator
Posts: 25,292
Registered: ‎12-13-2013
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Congrats Smiley Happy

 

At some point Discover makes you eligible for a SP, there is no rhyme or reason when it happens..


EX Fico 08 Bankcard 01/16: 792 (0) EX Fico 8; 780 (0)
TU Fico 8 01/16: 764 (0)
EQ Fico 8 01/16; 772 (0)
New Contributor
Posts: 68
Registered: ‎11-05-2010
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally Smiley Happy


Where can I find the CLI button on the website?

Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Small Discover IT increase w/luv button!

Congrats!

 

That's interesting, my first one was around the 10-month mark too.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Senior Contributor
Posts: 4,669
Registered: ‎06-21-2012
0

Re: Small Discover IT increase w/luv button!

Congrats on your CLI and thanks for the info!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

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