Reply
Frequent Contributor
Posts: 358
Registered: ‎04-28-2012
0

Small Discover IT increase w/luv button!

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:

TU: 757 (12/14/14) | EQ: 761 (1/18/15) | EX: 760 (1/18/15)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $7,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Chase Hyatt, $7,000 (09/2013)
Senior Contributor
Posts: 10,022
Registered: ‎09-24-2013
0

Re: Small Discover IT increase w/luv button!

congrats!!!


Mega Contributor
Posts: 16,663
Registered: ‎08-08-2011
0

Re: Small Discover IT increase w/luv button!

Congrats! Thanks for sharing.

Regular Contributor
Posts: 131
Registered: ‎09-28-2007
0

Re: Small Discover IT increase w/luv button!

Congrats on the CLI without HP from Discover, that's great.

Senior Contributor
Posts: 4,521
Registered: ‎09-13-2013
0

Re: Small Discover IT increase w/luv button!

Congrats


Just say no to a ton of low limit SCT cards. Quality over quantity!
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Small Discover IT increase w/luv button!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Community Leader
Senior Contributor
Posts: 13,706
Registered: ‎12-13-2013
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:


Congrats :smileyhappy:

 

At some point Discover makes you eligible for a SP, there is no rhyme or reason when it happens..

EX Cred Sesame 02/15: 766 (+1) ; EX Fico 04 V2 06/14: 775; EX Fico 08 BC 02/15: 797 (-42)
EQ Beacon 5.0 12/14 757
TU Fico 8 02/15: 754 (-51)
New Contributor
Posts: 68
Registered: ‎11-05-2010
0

Re: Small Discover IT increase w/luv button!


isoldmyatlas wrote:

Whenever the luv button shows up, I ask for a $500 increase.  I've been doing this for 10 months now and it ALWAYS says it needs a hard pull.  But today...today was different!  It actually approved me for $500 with a soft pull, bringing my total credit line to $4000.  My spending hasn't been any different - so I'm not sure why the change of heart!  But I'm happy they gave me some love, finally :smileyhappy:


Where can I find the CLI button on the website?

Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Small Discover IT increase w/luv button!

Congrats!

 

That's interesting, my first one was around the 10-month mark too.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
0

Re: Small Discover IT increase w/luv button!

Congrats on your CLI and thanks for the info!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.