So I poke the bear

[Anonymous]

So after several days of thinking about asking for a cli for my Marvel and hearing about the horror stories about the blue envelope I finally gave in and decided to do on chat online.

my starting limit was 8000.00 and have tried twice before and was denied twice, this time went into CR and I figure that's it the blue envelope will be here any day now.

got a goodnight sleep checked my accounts with them several times today and everything looked good no frozen accounts or anything.

So I called them this afternoon talked to a lady she didn't asked me anything just said that I had requested a credit line of 15000.00 I said yes.

She said give me a couple minutes, comeback and said congratulations you been approved.

that matches my Lowes at 15000.00 also have a Walmart MasterCard at 5000.00, a&e at 5000. 00 amazon at 2000.00 and a couple smaller cards at 1500.00.

my credit scores Fico 8 are 

TU 758

Eq 702

Ex 680

my total credit lines are at 240000.00  and 7% utilization.

started rebuilding in beginning 2015 because we wanted to buy a home started them in the 500 credit scores across the board due to my previous year divorce .

we bought a house December 2015 with quicken loans after everyone else wouldn't even talk to me.

Boy feels good 

[AverageJoesCredit]

Nicely done! When you get an 8k starting limit on Marvel thats huge. When it first came out anybody getting 4k normally could call and get that puppy to 15-20k easy because something is going right in your profile to be offered a high sl, where as most of us had to call in to up our limits to where you started. Who cares about bears when you got the Avengers protecting you

[Anonymous]

Thanks AverageJoesCredit 

that was my 2nd card with Sync

my first one was a&e at that time only had a 150.00 limit on a&e and requested a cli over the phone, told them what I'm going to buy there at 150.00 and wanted 5000.00 or I was going to close the card so they agreed on raising .

[Anonymous]

Congrats.  Just keep in mind many people had their accounts closed even after sending in the Blue Envelope.  So complying isn't always a guarantee of account safety.

[Anonymous]

Nicely done!!! Congrats.