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I joined NFCU in Jan and immediately got the cashRewards card with 2100. I use it alot and have been PIF and have left a little on it each month. I got the CLOC late March and havent used it yet. I waited cautiously before pulling the lever. Since the last 90 days, I have dropped one CO, two old judgements off all my reports and two old Charge offs from 2009 dropped off my report. I recieved my new limit at 10K. I am happy with that and I dont need the signature card, I can keep what I have. SP is awesome!!!
UTIL :30%(my util will drop a nice bit now)
started at 2100
now 10K
AAOA is 2years 6 months
INQ avg 21 with 8 dropping off in August(**bleep** car)
EX has the least INQ 18
have about 6 in the last 6 months so off to the garden I go
Congrats on your CLI. Getting an almost 5X increase should definitely help your utilization
Congratulations! I believe NFCU will send you a new card out showing it as a Visa Signature now!
@AverageJoesCredit wrote:
Blackswizz, hows 10k feel rolling off your tongue, lol, gotta feel great. Navy sp = AWESOMENESS
AJC, it feels good! I am still chugging along and will stay in the garden. I have a big reason to.
@AverageJoesCredit wrote:
Blackswizz, hows 10k feel rolling off your tongue, lol, gotta feel great. Navy sp = AWESOMENESS
@Anonymous I want some tongue rollage, lol. This Saturday will be 6mos day for day since last CLI. I'm hitting the luv button and hope to roll some nice digits off the tongue. I'll let you guys know how things turn out.