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South West Chase approval --- glad I was sitting down.

Valued Contributor

South West Chase approval --- glad I was sitting down.

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 1 of 13
12 REPLIES
Valued Member

Re: South West Chase approval --- glad I was sitting down.

Wow! Congrats! I just applied this morning and got approved with the same 50,000 bonus miles offer. I didnt receive nearly as much as your CL but getting approved is a start for me. 


In the Garden until 4/26/2015...
Message 2 of 13
Valued Contributor

Re: South West Chase approval --- glad I was sitting down.

OP congrats on your approval... $20,000 that's a lot for a starting limit...  just curious how much is your income?! We have quite similar profiles but I got fewer INQs than u and a little higher AAoA no baddies, util at 7%. I wanna apply for the Freedom card and a travel Rewards card cos I fly alot with American Airlines but not sure if Chase do offer AA revolvers.

Macy's AMEX $42,500| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

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Message 3 of 13
Moderator

Re: South West Chase approval --- glad I was sitting down.


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 


Great start limit, grats Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 4 of 13
Valued Contributor

Re: South West Chase approval --- glad I was sitting down.

Congrats!

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Message 5 of 13
Valued Contributor

Re: South West Chase approval --- glad I was sitting down.

I am  a contractor where its not usual to be unemployed from time to time, so I report 80k, but its actually  higher if I don't have anytime unemployed during the year. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Message 6 of 13
Regular Contributor

Re: South West Chase approval --- glad I was sitting down.

Wow! That is a great starting limit with SWA. Very cool


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 


 

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Message 7 of 13
Senior Contributor

Re: South West Chase approval --- glad I was sitting down.

congrats


Message 8 of 13
Valued Contributor

Re: South West Chase approval --- glad I was sitting down.

Sweet!!

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Message 9 of 13
Super Contributor

Re: South West Chase approval --- glad I was sitting down.

Congrats!
Starting Score: 807
Current Score: 828
Goal Score: 850


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Message 10 of 13