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Valued Contributor
Posts: 2,455
Registered: ‎09-16-2011
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South West Chase approval --- glad I was sitting down.

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Valued Member
Posts: 28
Registered: ‎04-26-2014
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Re: South West Chase approval --- glad I was sitting down.

Wow! Congrats! I just applied this morning and got approved with the same 50,000 bonus miles offer. I didnt receive nearly as much as your CL but getting approved is a start for me. 


In the Garden until 4/26/2015...
Valued Contributor
Posts: 1,138
Registered: ‎09-22-2013
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Re: South West Chase approval --- glad I was sitting down.

OP congrats on your approval... $20,000 that's a lot for a starting limit...  just curious how much is your income?! We have quite similar profiles but I got fewer INQs than u and a little higher AAoA no baddies, util at 7%. I wanna apply for the Freedom card and a travel Rewards card cos I fly alot with American Airlines but not sure if Chase do offer AA revolvers.

Macy's AMEX $38,500| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $49,300| Fidelity $7800| Discover $3,000| NASA FCU $2,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

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Posts: 30,297
Registered: ‎12-13-2013
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Re: South West Chase approval --- glad I was sitting down.


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 


Great start limit, grats Smiley Happy

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Valued Contributor
Posts: 2,713
Registered: ‎02-18-2014
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Re: South West Chase approval --- glad I was sitting down.

Congrats!

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Valued Contributor
Posts: 2,455
Registered: ‎09-16-2011
0

Re: South West Chase approval --- glad I was sitting down.

I am  a contractor where its not usual to be unemployed from time to time, so I report 80k, but its actually  higher if I don't have anytime unemployed during the year. 

 

 

Cards: Chase Southwest 20k & CSR 10k & CSP 10k & Freedom 6.6k & Amtrak/Freedom 4.6k, FNBO DISC 25.1k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 10k, Paypal Extras MC 7.5k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5.9k, Walmart 10k, Citi Simplicity 9k, Discover IT 16k and a nice stack of store cards.
Last APP/HP 5/15/2017 Marcus Loan. 30k
Regular Contributor
Posts: 243
Registered: ‎03-14-2014
0

Re: South West Chase approval --- glad I was sitting down.

Wow! That is a great starting limit with SWA. Very cool


jamesdwi wrote:

I will be buying 6 round trip tickets by the end of the year and figured, Lets get an airline card and get at least one the tickets for the anual fee. Found a 50,000 pts bonus offer, so figured I would go for it, was worried about having to call in and move credit limit from one of my other 4 chase accounts to make the deal happen, but nope it won't be necessary. This one totally blew me away, I was shocked when I got my CSP approval at 10k, but I couldn't believe what popped up. Approved $20,000 That is a hell of a lot of South West flights.

 

AAoA is 2years, last card 4 months ago Chase CSP and AmTrak,  UTL is high at 22%.  7 inq's on EQ over the last 2 years 1 or 2 in the last year I think. No baddies.

 

 

 

 

 

 


 

NCFU Flagship(80k) DC Elite (40k) Cash Sapphire Preferred(38k) DC Premier (30k) NFCU CashRewards (25k) USAA Amex (22k) USAA MasterCard (16k) Barclay Arrival+ Elite (15k) Nordstrom (15k) BofA Rewards (12.5k) 4 Amices (50k)

As of 10/13/14
Experian: 787 - EquiFax: 798 - TU: 789
Senior Contributor
Posts: 10,287
Registered: ‎09-24-2013
0

Re: South West Chase approval --- glad I was sitting down.

congrats


Valued Contributor
Posts: 2,491
Registered: ‎09-18-2012
0

Re: South West Chase approval --- glad I was sitting down.

Sweet!!

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+
Super Contributor
Posts: 8,735
Registered: ‎10-03-2008
0

Re: South West Chase approval --- glad I was sitting down.

Congrats!
Starting Score: 848
Current Score: 837
Goal Score: 850


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