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It was weird for me I applied after reading all these posts about Synch Bank and their new card. Since Synch has been so good to me (currently have 6 cards with them) I figured i would apply. I got the dreaded letter saying we need to further review your application. So I just chalked it up as a wasted HP well two days ago I get an email at like 1 in the morning saying Congratulations on opening your new Stash Rewards Visa. I was confused because I have the Stash membership thats free or whatever so i called the number in the email and it said my available credit limit is $2500.00 I was like wow ok odd, but ill take it now i have succeeded in my goal this year to obtain over $12000.00 in total credit. I am a happy person right now so i think its time to sit in the garden and let my accounts age and some of these HP's fall off my report