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Established Contributor
Posts: 839
Registered: ‎10-28-2011
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Stepped out of garden...Citi Thank You.......Citi Diamond app

[ Edited ]

A few weeks ago i apped for Citi Thank you Preffered and after Recon i was approved for 2000 cl.....well the same day i apped for Citi Diamond Preffered as well..got shot down ( inq)...

well  when i reconed the TY app they must have reconsidered the diamond app ( no 2nd pull).......approved 1200....0 % APR......18 months ........then 15.9 after........got the chipped card as well....


Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

Nice going, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Valued Contributor
Posts: 1,486
Registered: ‎10-15-2011
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

Hmmm.  I just got a pre selected invitation from Citi for the Diamond card.  I wonder if that means I should risk it?  Hmmm.  No, I think I will wait for the next offer with reward bonus points!  I was thinking that maybe at Christmas time I should make a list of the Bonus points/rewards that cards are offering and cut my Christmas expenses down in that way!  That would be a sweet way to work credit in my favor!  Get the cards, get the bonus rewards, then PIF them and into the sock drawer!


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......
Valued Contributor
Posts: 1,486
Registered: ‎10-15-2011
0

Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

Oh and congrats!


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......
Valued Contributor
Posts: 1,865
Registered: ‎09-20-2011
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

[ Edited ]

 bernhardtra: tread carefully.  I got one last year, applied and denied. 

Valued Contributor
Posts: 1,486
Registered: ‎10-15-2011
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app


boomhower wrote:

 bernhardtra: tread carefully.  I got one last year, applied and denied. 


Yeah, I think they got my information from some lounge thing I have for when I travel.  But don't worry I am not stepping out of the garden until at least June.  I don't have much need for what I have now except now I am have cards which are considered Prime, but even then they are truly near Prime!  How long have you had that Merrick card in your siggy, is it the secured card?  I have one and they are actually pretty easy to deal with and I like them, mine is secured though.  I want so much for them to PC it and make it unsecured with no AF!  But that is not their policy and I knew that when I joined.  Well I did think at some point they would change and give back my deposit!  I thought at some point that I would also be offered an unsecure card also, neither of this has happened.  Now if they offered me an unsecure card in addition to the secure I would refuse as it is a lesser card than the ones that I have.  I wish they would offer more upper end products and convert long term cardholders to them!  I would like to stay with them, but the days are waning for that card.


I swear I am going right to the Garden...... Hopefully to stay there longer than a month this time......
Frequent Contributor
Posts: 451
Registered: ‎10-02-2011
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

congrats


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
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Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Stepped out of garden...Citi Thank You.......Citi Diamond app

Congrats

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