Decided to apply for DCU credit card. I have been a member for 3 months. Instant approved for 5k pending income verification. Woohoo!! My highest limit by far! 658 eq fico. 37% overall util. 19 inq over past 2 years. Mostly for auto loan in November.
Starting Score: 646
Just got an email that the card is on its way. Apparently no income verification is necessary. Already showing up on my online banking. 
Congrats! They are on the list for my fall app spree.
Congrats to you, enjoy !!!!!
Starting Score: EQ 546 TU 566
Congrats! They ship their cards fast!
Did you get the reg or rewards Visa?
Regular. High interest rate though. 15ish. I expected that though with my score. Actually, I expected a flat out denial. I'll go for an apr reduction eventually. I don't plan on carrying a balance anyway.
Well, it's better than some cc's. once you get your scores to 675, ask for the reduction I'm pretty sure it's around 11.5%.
Congrats OP! At least there is a success story here!
Anybody know if Ron ever got his membership yet?
