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Successful App Spree (10 straight approvals)

Contributor

Re: Successful App Spree (7 approvals / 2 pending)

And my friends think me having 5 cards at my age (20) is too many hahaha...







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 21 of 109
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


youngandcreditwrthy wrote:
Congrats!!! My CDP took two months to get approved via recon! Good luck!

If that's the case I'm going to need all the luck I need, ha. Thanks !

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 22 of 109
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


PSouz wrote:
And my friends think me having 5 cards at my age (20) is too many hahaha...

There are some members on here with 25 - 30 credit cards, haha. I'm at 19 cards right now with the new approvals. If either the pending recon's go through I'll be apart of the 20 CC club, Smiley LOL. Not for long though. I'm going to close the smaller ones soon. Lol.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 23 of 109
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


2011beginnings wrote:
Very nice spree and congrats. Looking at your credit history and profile, I felt like I was looking at myself. I have a lot of similarities with you.

24 years old
Good mix of cards
Similar scores

And this board made me see A LOT of opportunities for improvement. Most recently I went on a spree and attained a AMEX BCP, BofA Better Balance Rewards and Discover It. A couple of months ago I got a Chase Sapphire Preferred and Chase Sapphire (accidentally app'd for the regular Sapphire) but will PC it to a Freedom.

Thanks a lot man! I agree with you, this board made me realize everything I was doing wrong & that there was so much room for improvement. You got a nice set of cards as well. It's going to be nice as we get older & these prime cards are like 5+ years of age already when we are in our early 30's, Smiley Very Happy

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 24 of 109
Established Contributor

Re: Successful App Spree (7 approvals / 2 pending)

Good googly moogly OP!!  Leave a few for the rest of us!!  lol

 

Congrats!!  Thats a great haul!!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 25 of 109
Valued Contributor

Re: Successful App Spree (7 approvals / 2 pending)

Congrats, very well done! I liked how you explained it.

Message 26 of 109
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


Cadillac-XTS wrote:

Congrats and use those cards wisely


The XTS is a beautiful car man. What year is yours ?

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 27 of 109
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


Pilotdude wrote:

Good googly moogly OP!!  Leave a few for the rest of us!!  lol

 

Congrats!!  Thats a great haul!!!


 I can't help it ! Smiley Very Happy

 


kevinjjc wrote:

Congrats, very well done! I liked how you explained it.


Thanks!

 

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Message 28 of 109
Senior Contributor

Re: Successful App Spree (7 approvals / 2 pending)

LOL...
My friends hassle me about the amount of cards I have too
ANDmy credit score is HIGHER than theirs typically ;-)
Im at 20 cards lol :-0
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 29 of 109
Contributor

Re: Successful App Spree (7 approvals / 2 pending)

20 cards just seems like too much work haha, I'm not looking forward to having 5 bills to worry about paying, but its really not hard to just put a reminder in my phone calendar for each, I like to pif a couple days before the end of the statement on all my cards.







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Message 30 of 109