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Successful App Spree (10 straight approvals)

Established Contributor

Re: Successful App Spree (7 approvals / 2 pending)

@gmc. The plane I fly is close to 4k to fill and we make at least one full flight each weekend. Often two Smiley Happy

Congrats on those approvals!!!

NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Established Contributor

Re: Successful App Spree (7 approvals / 2 pending)


PSouz wrote:
And my friends think me having 5 cards at my age (20) is too many hahaha...

HOW DO YOU HAVE A BCE THATS A 14K LIMIT AT THE AGE OF 20?! LOL

 

I'm 22, and I STILL don't have a high limit like that. I can't wait for that day.lol.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Established Contributor

Re: Successful App Spree (7 approvals / 2 pending)

OP...WOW! congrats on all the approvals. I only have 6, and all my coworkers thinks thats a lot too...lol. Which, I think i'm pushing it. I want to have maybe 1 more for sure which is the BCE. And POSSIBLY Discover (just so I can call the customer service number and experience their amazing customer service.haha). But having 8 is a bit much for me. 7 MAX.lol.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Contributor

Re: Successful App Spree (7 approvals / 2 pending)


zeusta20 wrote:

PSouz wrote:
And my friends think me having 5 cards at my age (20) is too many hahaha...

HOW DO YOU HAVE A BCE THATS A 14K LIMIT AT THE AGE OF 20?! LOL

 

I'm 22, and I STILL don't have a high limit like that. I can't wait for that day.lol.


I think the trick was having a zync and spending a decent amount on it, and never being late, my highest month was around 4k. And I had if for almost 2 years before applying for the bce, got a limit of 7600, on day 61, last week, asked for 20k and got offered 14k








Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Established Contributor

Re: Successful App Spree (7 approvals / 2 pending)


PSouz wrote:

zeusta20 wrote:

PSouz wrote:
And my friends think me having 5 cards at my age (20) is too many hahaha...

HOW DO YOU HAVE A BCE THATS A 14K LIMIT AT THE AGE OF 20?! LOL

 

I'm 22, and I STILL don't have a high limit like that. I can't wait for that day.lol.


I think the trick was having a zync and spending a decent amount on it, and never being late, my highest month was around 4k. And I had if for almost 2 years before applying for the bce, got a limit of 7600, on day 61, last week, asked for 20k and got offered 14k


Oh okay. I've had my Green Card for almost a year. My year mark will be in June. My highest was almost the same, I believe around 36 to 3800. Can't wait for when I get approved for the BCE.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Contributor

Re: Successful App Spree (8 approvals / 1 pending) UPDATED 3/29/13

Yeah, I had no idea that the zync would benefit me so much, I didn't know anything at all about credit when I got it, I was so oblivious to how things worked I didn't even realize it had a rewards program until about six months after opening it, now I was able to get a became with a 14k limit and backdated to 3 months older than my zync, haha I love amex.







Amex BCE $14k (backdated to 1/11), Chase Freedom $500 (11/2012)
Discover It Student $3k (3/13), Citi Dividend Platinum Visa $3k (3/13)
Capital One Cash Rewards Visa $3.5k (3/13)
Starting Score 3/20/13 - TransUnion FICO 758 - Goal Score 800
Frequent Contributor

Re: Successful App Spree (7 approvals / 2 pending)


zeusta20 wrote:

OP...WOW! congrats on all the approvals. I only have 6, and all my coworkers thinks thats a lot too...lol. Which, I think i'm pushing it. I want to have maybe 1 more for sure which is the BCE. And POSSIBLY Discover (just so I can call the customer service number and experience their amazing customer service.haha). But having 8 is a bit much for me. 7 MAX.lol.


Oh trust me I will be going on a closing spree soon on all my smaller cards. Lol. I'll leave one or two though for the sake of my AAoA. Might as well hop on Discover ! No AF & great customer service = might as well, Smiley Very Happy.

 

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Frequent Contributor

Re: Successful App Spree (8 approvals / 1 pending)

I just got a voicemail from Citi's EO stating I was approved for their Diamond Preferred after re-evaluating my application, Smiley Very Happy. So make that 9 straight approvals !

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Valued Contributor

Re: Successful App Spree (8 approvals / 1 pending)

Very very awesome spree!!  Congratulations!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Established Contributor

Re: Successful App Spree (9 straight approvals)

Very nice!!  Congrats!!  Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000