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Successful App Spree (10 straight approvals)

Moderator Emerita

Re: Successful App Spree (8 approvals / 1 pending)

Congrats! Have you calculated your AAOA? I'm curious to know what affect that many accounts opened at once affects credit scores? Would you mind letting us know once they all hit your reports?
Mega Contributor

Re: Successful App Spree (9 straight approvals)

BIG CONGRATS!!!

id get you a happy dance but at work Smiley Happy



EQ FICO 548 3/3/16
Established Contributor

Re: Successful App Spree (9 straight approvals)

Congratulations!  9 of 9 is great.  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Member

Re: Successful App Spree (9 straight approvals)

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck

Super Contributor

Re: Successful App Spree (8 approvals / 1 pending)


GMCSierraDenali wrote:

I just got a voicemail from Citi's EO stating I was approved for their Diamond Preferred after re-evaluating my application, Smiley Very Happy. So make that 9 straight approvals !


Hats off congrats way to go!!!!!!!!!!!!!!!!!!!!!!!

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: Successful App Spree (8 approvals / 1 pending)

What a spree, Congrats on all your approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor

Re: Successful App Spree (9 straight approvals)


Tiger777 wrote:

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck


questions is why do you need more than 2-3 credit cards in total? You don't, but they're like Pokemon you gotta collect them all =)

 

in all seriousness.

 

1. sign up bonuses

2. cause he can

3. backdating possibility he did state 1 AU account

4. cause Amex brings all the girls to the yard , they're like it's better than yours (discover)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor

Re: Successful App Spree (9 straight approvals)


MsLadyRover wrote:

Very very awesome spree!!  Congratulations!!



Pilotdude wrote:

Very nice!!  Congrats!!  Smiley Happy



LS2982 wrote:
BIG CONGRATS!!!

id get you a happy dance but at work Smiley Happy

TNTransplant wrote:

Congratulations!  9 of 9 is great.  Smiley Happy



myjourney wrote:

 

Hats off congrats way to go!!!!!!!!!!!!!!!!!!!!!!!



Epcot wrote:
What a spree, Congrats on all your approvals!

 

Thanks a ton guys ! I appreciate it ! Smiley Happy

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Frequent Contributor

Re: Successful App Spree (8 approvals / 1 pending)


09Lexie wrote:
Congrats! Have you calculated your AAOA? I'm curious to know what affect that many accounts opened at once affects credit scores? Would you mind letting us know once they all hit your reports?

Thanks ! Not yet. I will for sure update this thread once I know a solid age. I don't look forward to seeing what my new AAoa is, Smiley Frustrated.

 

But I'll be fine since I'm only 22. If I keep all of these new prime cards in good standing, by the time I'm in my 30's I'll have 7+ years of history with them, Smiley Very Happy.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Frequent Contributor

Re: Successful App Spree (9 straight approvals)


Tiger777 wrote:

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck


BCP - 6% / 3% / 3%. I spend about $500+ a month on groceries, $100+ a week on gas, & GF splurges a lot @ Nordstroms.

 

PRG - So I, "have," to pay the whole thing & not carry a balance. I've gotten into a lazy habit of using my own money to pay off my CC's minimum balance & then transfer my reimbursement $$$ on the next weekend or something to pay off the whole thing.

 

SPG - 25,000 bonus points & because it looks awesome !

 

Ring - 8% APR if I ever need to carry a balance after my 18 months with the Diamond Preferred is up. I never usually carry a balance that's my own but I like having the luxury.

 

Not really worried about Barclay's AA. I opened 6 other accounts at the same time I opened up my Barclay Apple card 2+ years ago & didn't hear a peep from them.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0