Credit Cards Center Credit cards from our partners
Reply
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Successful App Spree (8 approvals / 1 pending)

Congrats! Have you calculated your AAOA? I'm curious to know what affect that many accounts opened at once affects credit scores? Would you mind letting us know once they all hit your reports?
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0

Re: Successful App Spree (9 straight approvals)

BIG CONGRATS!!!

id get you a happy dance but at work Smiley Happy



EQ FICO 548 3/3/16
Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Successful App Spree (9 straight approvals)

Congratulations!  9 of 9 is great.  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Member
Posts: 8
Registered: ‎11-23-2011
0

Re: Successful App Spree (9 straight approvals)

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck

Community Leader
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0

Re: Successful App Spree (8 approvals / 1 pending)


GMCSierraDenali wrote:

I just got a voicemail from Citi's EO stating I was approved for their Diamond Preferred after re-evaluating my application, Smiley Very Happy. So make that 9 straight approvals !


Hats off congrats way to go!!!!!!!!!!!!!!!!!!!!!!!

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Successful App Spree (8 approvals / 1 pending)

What a spree, Congrats on all your approvals!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Successful App Spree (9 straight approvals)


Tiger777 wrote:

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck


questions is why do you need more than 2-3 credit cards in total? You don't, but they're like Pokemon you gotta collect them all =)

 

in all seriousness.

 

1. sign up bonuses

2. cause he can

3. backdating possibility he did state 1 AU account

4. cause Amex brings all the girls to the yard , they're like it's better than yours (discover)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Frequent Contributor
Posts: 310
Registered: ‎02-19-2013
0

Re: Successful App Spree (9 straight approvals)


MsLadyRover wrote:

Very very awesome spree!!  Congratulations!!



Pilotdude wrote:

Very nice!!  Congrats!!  Smiley Happy



LS2982 wrote:
BIG CONGRATS!!!

id get you a happy dance but at work Smiley Happy

TNTransplant wrote:

Congratulations!  9 of 9 is great.  Smiley Happy



myjourney wrote:

 

Hats off congrats way to go!!!!!!!!!!!!!!!!!!!!!!!



Epcot wrote:
What a spree, Congrats on all your approvals!

 

Thanks a ton guys ! I appreciate it ! Smiley Happy

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Frequent Contributor
Posts: 310
Registered: ‎02-19-2013
0

Re: Successful App Spree (8 approvals / 1 pending)


09Lexie wrote:
Congrats! Have you calculated your AAOA? I'm curious to know what affect that many accounts opened at once affects credit scores? Would you mind letting us know once they all hit your reports?

Thanks ! Not yet. I will for sure update this thread once I know a solid age. I don't look forward to seeing what my new AAoa is, Smiley Frustrated.

 

But I'll be fine since I'm only 22. If I keep all of these new prime cards in good standing, by the time I'm in my 30's I'll have 7+ years of history with them, Smiley Very Happy.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         
Frequent Contributor
Posts: 310
Registered: ‎02-19-2013
0

Re: Successful App Spree (9 straight approvals)

[ Edited ]

Tiger777 wrote:

Congrats, but  why do you need 3 Amex Card, and Barclay is notorious for AA when they find out too many new account. Good luck


BCP - 6% / 3% / 3%. I spend about $500+ a month on groceries, $100+ a week on gas, & GF splurges a lot @ Nordstroms.

 

PRG - So I, "have," to pay the whole thing & not carry a balance. I've gotten into a lazy habit of using my own money to pay off my CC's minimum balance & then transfer my reimbursement $$$ on the next weekend or something to pay off the whole thing.

 

SPG - 25,000 bonus points & because it looks awesome !

 

Ring - 8% APR if I ever need to carry a balance after my 18 months with the Diamond Preferred is up. I never usually carry a balance that's my own but I like having the luxury.

 

Not really worried about Barclay's AA. I opened 6 other accounts at the same time I opened up my Barclay Apple card 2+ years ago & didn't hear a peep from them.

   Total CL: $177,300
 Highest CL: $10,000
  Average CL: $6,300
 Total PLOC: $26,000
     AAoA: 3 yrs & 11 mos
         Utilization: 7%
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
         Derogatories: 0
         

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.