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Successful Barclays CLI recon!!

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Anonymous
Not applicable

Successful Barclays CLI recon!!

I went agaisn't what I preach and I went for JB CLI and apped for Chase FU JUST TO PAD MY Utilization - dumb! All becuase my Util about to go from 2% to 8%. They both double pulled me with TU and EX, so that's 4 inq in one day. Initially declined JB increase to $18K from 10K. Anaylist told me my history a little light at 3 years AAOA and I never went over $1000 so far. No matter what i said her answer NO. Then i found out 2 hard pulls and i had to at least t andry recon. Next anaylsit same question, but now I said " I was confused, I thought zero balance good for CLI not high usage". Also grilled me on why i PIF!! Finally he said, I understand your frustation with 2 inq, your file is clean, giving you $5000 increase. Now I'm waiting on 30 day pending with Chase. 

 

AAOA 3 years TU (now) 730 EX (now) 734 EQ 744. 207,000 total Cl   Chase CSP, AMEX Plat, AMEX PRG, JET BLUE, Discover, BOA, AMEX ED Preff, Macys BEST buy.Citi Simp.

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2 REPLIES 2
kidink1911
Established Contributor

Re: Successful Barclays CLI recon!!

Congratulations on your Barclays CLI!!

Chase Sapphire Preferred- BOA Travel Rewards- Barclay Apple Rewards- Barclay JetBlue MC- Cap One QS MC- Synchrony WalMart MC- BP Gas

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
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Dawggie14
Regular Contributor

Re: Successful Barclays CLI recon!!

Congratulations on the JetBlue CLI! But dang.. since when did Barclays start doing double pulls for CLIs? Is this a new thing?

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