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Successful Month - Time to garden

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rryntz
Valued Member

Successful Month - Time to garden

After a pretty succesful month of apps its time to head into the garden, so far i added these cards to my profile:

AMEX BCE - $5k

Cabellas Visa - unknown amount

NFL extra points (i shop on nfl.com) - $1500

Barclays rewards - $1000

Overstock.com - $2700

Chase Freedom - declined, working on recon

 

so went 5/6, going to let these cards grow, but im very happy i got my goal card this month out of the AMEX, biggest thing is graduating to cards with no AF and not toying around with small limits anymore - brings my total credit to around $30k available

Starting Score:535
Current Score:Equifax 675 Transunion 674 Experian 692 (MyFico 12/05/2014)
Goal Score: 720+
Chase Slate $500 | Cap1 QuickSilver $1500 | Cap1 Quicksilver $1250 | Cap1 Quicksilver $1000 | Navy Federal $10k | Barclay NFL Rewards $1500 | Barclay Rewards $1000 | Overstock.com $2700 | AMEX BCE $5000 | Cabela's Visa $1500
Entered Garden 11/2014 - staying minimum 6months
Message 1 of 13
12 REPLIES 12
uswala
Senior Contributor

Re: Successful Month - Time to garden

Congrats on the approval!

Good luck for recon.

Message 2 of 13
CreditMagic7
Mega Contributor

Re: Successful Month - Time to garden

Congrats! on the success so far and the best of luck with recon for another. Smiley Happy

Message 3 of 13
Anonymous
Not applicable

Re: Successful Month - Time to garden


@rryntz wrote:

After a pretty succesful month of apps its time to head into the garden, so far i added these cards to my profile:

AMEX BCE - $5k

Cabellas Visa - unknown amount

NFL extra points (i shop on nfl.com) - $1500

Barclays rewards - $1000

Overstock.com - $2700

Chase Freedom - declined, working on recon

 

so went 5/6, going to let these cards grow, but im very happy i got my goal card this month out of the AMEX, biggest thing is graduating to cards with no AF and not toying around with small limits anymore - brings my total credit to around $30k available


Congratulations!

 

What's your credit profile look like?

Message 4 of 13
rryntz
Valued Member

Re: Successful Month - Time to garden


@Anonymous wrote:

@rryntz wrote:

After a pretty succesful month of apps its time to head into the garden, so far i added these cards to my profile:

AMEX BCE - $5k

Cabellas Visa - unknown amount

NFL extra points (i shop on nfl.com) - $1500

Barclays rewards - $1000

Overstock.com - $2700

Chase Freedom - declined, working on recon

 

so went 5/6, going to let these cards grow, but im very happy i got my goal card this month out of the AMEX, biggest thing is graduating to cards with no AF and not toying around with small limits anymore - brings my total credit to around $30k available


Congratulations!

 

What's your credit profile look like?


Thank you all, without reading and lurking on these forums i dont know where id be at today!  been rebuilding for a couple years, had a rough start a few years back.  Cleaned everything up, no lates, always PIF, have a utilization right now at 5%, balance is only $1300 across all cards, and will be paid this month.  One baddie that is reporting on my transunion, assuming that is the deny on Chase Freedom, but in the process of getting that taken care of, and its a few years old.  AAoA is about 5 years, but will take a dip with these new accounts. 

Starting Score:535
Current Score:Equifax 675 Transunion 674 Experian 692 (MyFico 12/05/2014)
Goal Score: 720+
Chase Slate $500 | Cap1 QuickSilver $1500 | Cap1 Quicksilver $1250 | Cap1 Quicksilver $1000 | Navy Federal $10k | Barclay NFL Rewards $1500 | Barclay Rewards $1000 | Overstock.com $2700 | AMEX BCE $5000 | Cabela's Visa $1500
Entered Garden 11/2014 - staying minimum 6months
Message 5 of 13
FatBank
New Contributor

Re: Successful Month - Time to garden

Congrats! Love my NFL card. Had to take a HP but went from 2k to 5k in about 6 months.



Starting Score: Fico TU 571 (11/21/12)
Current Score: Fico EX 719 (04/23/14) Fico EQ 681 (04/18/14) Fico TU 713 (03/31/14)
Goal Score: 720+


Take the myFICO Fitness Challenge
Message 6 of 13
b_diddy
Established Contributor

Re: Successful Month - Time to garden

Congrats on the successes, and heading off to garden!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 7 of 13
alvon123
Super Contributor

Re: Successful Month - Time to garden

congrats


Message 8 of 13
mikedboh
Established Member

Re: Successful Month - Time to garden

Congrats!  Welcome to the garden Smiley Happy

Message 9 of 13
coldnmn
Mega Contributor

Re: Successful Month - Time to garden

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 10 of 13
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