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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Successful VS approval (shopping cart trick) myficoEQ 537


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Posts: 30,807
Registered: ‎12-13-2013
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Re: Successful VS approval (shopping cart trick) myficoEQ 537

Good work & congrats on the new card Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Valued Contributor
Posts: 12,963
Registered: ‎08-13-2013
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Re: Successful VS approval (shopping cart trick) myficoEQ 537

BeMerry wrote:

Hello everyone,

   I am in the early rebuilding stage with a myficoEQ 537 and got the pop up for $250 CL at VS. I am shocked and happy! I've about  7 baddies left on my report which I am working on it.

Only positive thing is my secured capital one wich I PIF every Friday(just charge gas on it). Got this card this January and now VS will be joining the positive TL. I plan on getting another secured card from my credit union and gardening for a while.


6 baddies should be paid off by July and only 1 will take a little longer to pay off.


good luck to all and thank you for all the great tips to rebuild my credit. I feel like I am moving forward and it feels amazing Smiley Happy

Congrats on your new card Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Valued Contributor
Posts: 1,578
Registered: ‎11-14-2013
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Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congrats on the VS card

Posts: 89
Registered: ‎01-21-2014
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Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congratulations on your approval!
Starting Scores: 630-660
Current Scores: 650-680
Goal Scores: 730-760 (util less than 5%)
Last app Jan, 2014

Established Member
Posts: 31
Registered: ‎02-07-2014
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Re: Successful VS approval (shopping cart trick) myficoEQ 537

Thanks Everyone! Those little victories makes me excited to go strong on my rebuilding process Smiley Happy

Starting Score: 533
Current Score: 576
Goal Score: 650

Gardening Since 04.19.14
Capital One Secured $200 | VS $250 | JCREW $250 | MACU Secured $300

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