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Successful VS approval (shopping cart trick) myficoEQ 537

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Valued Contributor

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 11 of 16
Moderator

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Good work & congrats on the new card Smiley Happy

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Message 12 of 16
Valued Contributor

Re: Successful VS approval (shopping cart trick) myficoEQ 537


BeMerry wrote:

Hello everyone,

   I am in the early rebuilding stage with a myficoEQ 537 and got the pop up for $250 CL at VS. I am shocked and happy! I've about  7 baddies left on my report which I am working on it.

Only positive thing is my secured capital one wich I PIF every Friday(just charge gas on it). Got this card this January and now VS will be joining the positive TL. I plan on getting another secured card from my credit union and gardening for a while.

 

6 baddies should be paid off by July and only 1 will take a little longer to pay off.

 

good luck to all and thank you for all the great tips to rebuild my credit. I feel like I am moving forward and it feels amazing Smiley Happy


Congrats on your new card Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 16
Valued Contributor

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congrats on the VS card

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 14 of 16
Member

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congratulations on your approval!
Starting Scores: 630-660
Current Scores: 650-680
Goal Scores: 730-760 (util less than 5%)
Last app Jan, 2014

Message 15 of 16
Established Member

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Thanks Everyone! Those little victories makes me excited to go strong on my rebuilding process Smiley Happy


Starting Score: 533
Current Score: 576
Goal Score: 650

Gardening Since 04.19.14
Capital One Secured $200 | VS $250 | JCREW $250 | MACU Secured $300

Take the myFICO Fitness Challenge
Message 16 of 16