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Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012

Re: Successful VS approval (shopping cart trick) myficoEQ 537


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Posts: 28,321
Registered: ‎12-13-2013

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Good work & congrats on the new card Smiley Happy

EX Fico 08 Bankcard 09/16: 801 (-10) EX Fico 8; 774 (-9)
TU Fico 8 09/16: 773(-4)
EQ Fico 8 09/16; 778 (0)
Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013

Re: Successful VS approval (shopping cart trick) myficoEQ 537

BeMerry wrote:

Hello everyone,

   I am in the early rebuilding stage with a myficoEQ 537 and got the pop up for $250 CL at VS. I am shocked and happy! I've about  7 baddies left on my report which I am working on it.

Only positive thing is my secured capital one wich I PIF every Friday(just charge gas on it). Got this card this January and now VS will be joining the positive TL. I plan on getting another secured card from my credit union and gardening for a while.


6 baddies should be paid off by July and only 1 will take a little longer to pay off.


good luck to all and thank you for all the great tips to rebuild my credit. I feel like I am moving forward and it feels amazing Smiley Happy

Congrats on your new card Smiley Happy

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Valued Contributor
Posts: 1,575
Registered: ‎11-14-2013

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congrats on the VS card

EQ-683 TU-714 EX-722 (as of 5-21-15)
Posts: 89
Registered: ‎01-21-2014

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Congratulations on your approval!
Starting Scores: 630-660
Current Scores: 650-680
Goal Scores: 730-760 (util less than 5%)
Last app Jan, 2014

Established Member
Posts: 31
Registered: ‎02-07-2014

Re: Successful VS approval (shopping cart trick) myficoEQ 537

Thanks Everyone! Those little victories makes me excited to go strong on my rebuilding process Smiley Happy

Starting Score: 533
Current Score: 576
Goal Score: 650

Gardening Since 04.19.14
Capital One Secured $200 | VS $250 | JCREW $250 | MACU Secured $300

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