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Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012
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Successful week in CLI's **Cap One Exec Office Update 3/16**

[ Edited ]

Had a pretty successful week in CLI's.

 

Started off by requesting a CLI online for the Amazon store card. $800 --> $1000. I know, I know... I should've called GE Credit Solutions...

 

Then emailed the CapOne CEO, got a call from the EO in return and I requested $3000 limits on both of my cards, and they countered with:

 

No Hassel Rewards $750 --> $1500

Platinum $500 --> $1500

 

(First ever success for me with the EO for any of my gripes, by the way)

 

Then called GE Credit Solutions for an increase on my Lowe's card. Requested to go from $500 to $2000 and was outright denied a CLI with no counter offer  :smileysurprised:  ... so then I logged into my Lowe's account online and clicked the luv button, entered my salary, and instant approval for $1500 limit... odd, but not going to complain at all since it and the two CapOnes are now my two highest CL's (sad to say, but it's still better than before).

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
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myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Successful week in CLI's

great news congrats

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


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09Lexie
Posts: 26,636
Registered: ‎09-13-2012
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Re: Successful week in CLI's

Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
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Re: Successful week in CLI's

Congrats on the increases!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012
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Re: Successful week in CLI's

Nice, congrats! Find it odd that you couldn't get an increase via phone but did through online.
Gardening Since: March 4, 2013.
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New Member
Bubbles81
Posts: 4
Registered: ‎12-22-2012
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Re: Successful week in CLI's

Congrats!!!! Any increase is good news!!! Lol
Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012
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Re: Successful week in CLI's


ObeyJohnny12 wrote:
Nice, congrats! Find it odd that you couldn't get an increase via phone but did through online.

Yeah, I thought that was weird, too. When I was talking to the analyst and she said I was outright denied it sounded a little off to me since all of my other GE accounts have received at least a small increase since opening them all in September. My Lowe's had never received an increase, though. So my gut told me to just check out the luv button. Lo and behold, my gut was right!

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012
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Re: Successful week in CLI's

**Update**

 

Along with my CLI request from Cap One EO I had also requested a refund of my last annual fee for each of my two cards--I logged into my account today and there was an account credit on each card that equated to EVERY annual fee I've ever paid! $195 in fees have been refunded even though I only asked for the last year's fees!

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
Frequent Contributor
WarJar101
Posts: 341
Registered: ‎08-14-2012
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Re: Successful week in CLI's

 


atarvuzdar wrote:

**Update**

 

Along with my CLI request from Cap One EO I had also requested a refund of my last annual fee for each of my two cards--I logged into my account today and there was an account credit on each card that equated to EVERY annual fee I've ever paid! $195 in fees have been refunded even though I only asked for the last year's fees!


Wait a second, why did you request a refund of your last annual fee?  And how did you manage to pull it off in the email (wording-wise)? Educate me please...and congrats!

Cap One Platinum MC $2.5k CL (08/12)
Citi Forward Student Visa Card $1.5k CL (09/12)
Express NEXT Card $0.25k CL (02/13), Jcrew CC $0.7k CL(02/13)
AMEX PRG NPSL (03/13), AMEX Gold Delta Skymiles 2k (03/13)
Walmart Credit Card $1.5k (03/13)
TU: 687 FICO (3/13) | EX: 692 Lender Pull (3/13) | EQ: 678 (4/1/13)
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Successful week in CLI's **Cap One Exec Office Update 3/16**

CONGRATS on the APR refunds and CLI's!!!



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