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Surprised-BOA luv button instant CLI

Established Contributor

Re: Surprised-BOA luv button instant CLI


Aspireto850 wrote:

Nice job...congrats.

 

I have a card with them that was opened in August and I want some luv!!! Where did you find the so called 'luv button'??????


Account Details tab. Should be right above your next closing date and right below your current Credit Limit.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 11 of 19
New Contributor

Re: Surprised-BOA luv button instant CLI

YahComb,

 

Thanks. Is there a name for the 'luv button' or do i instant chat with a rep? I don't see anything under my credit limit.


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
Message 12 of 19
Moderator Emeritus

Re: Surprised-BOA luv button instant CLI

Nice job! 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 13 of 19
Established Contributor

Re: Surprised-BOA luv button instant CLI

Congrats

Message 14 of 19
Established Contributor

Re: Surprised-BOA luv button instant CLI

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 15 of 19
Valued Contributor

Re: Surprised-BOA luv button instant CLI

Congrats on the increases!...now have a question...when your card was secured and you got the limit increase, did u deposit more money for it or did they just added it without sending them money?
gardening since 5/21/2016
Message 16 of 19
Established Contributor

Re: Surprised-BOA luv button instant CLI

Boa is not like cap 1, there are no unsecured cli's on their secured product. It was a deposit i had to mail in since i don't bank with boa.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 17 of 19
Frequent Contributor

Re: Surprised-BOA luv button instant CLI

to answer the previous question about why 6.3k ?

 

I was just looking at other credit lines.  At the time my CITI was only 8.3k and Discover was 8.3k.

But I have been busy asking for CLI's at this time.   Discover gave me 3k with only a soft and CITI gave me 2k with a soft.

I was trying to use the rationale that if I did not get matching 8.3k I would call to recon.

 

Well, after reading more on this forum, I decided to recon and the rep told me today that B of A can't use the same Credit Pull for two different requests. And that if I wanted more it would be another HP.  Sucks I did not shoot for the moon.

 

This past few weeks are the first time I ever tried to get CLI's

 

I guess that 11.3k worth of CLI's with only one Hard Pull is not that bad.

 

I also called Wells today and asked for one and they said only Soft Pull and I guess we will see how much I get.

 

<<<<<<<<<<<<<<<<<<<<<THANK YOU FOR THIS FORUM>>>>>>>>>>

About 400k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 356k, Hawaii Air 26k, Discover More 50k, Chase SWA 3.5k, WF PLOC 30k, B of A Visa 43.8k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k, CSR 28.8k
Message 18 of 19
Frequent Contributor

Re: Surprised-BOA luv button instant CLI

applied for incease last night. got the 'we need to speak to you' response. didn't call because i know my reports are frozen.  just logged into account, got the increase from 5,000 to 10,000. 

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.
Message 19 of 19