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Surprising Auto CLI from Barclay

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Surprising Auto CLI from Barclay

^^^^hahha thats what I would say if a had a Barclaycard

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 11 of 18
EaglesFan2006
Established Contributor

Re: Surprising Auto CLI from Barclay

Not sure i get that one...
Message 12 of 18
EaglesFan2006
Established Contributor

Re: Surprising Auto CLI from Barclay

Also, what AA in that context? Just curious!
Message 13 of 18
LS2982
Mega Contributor

Re: Surprising Auto CLI from Barclay


@EaglesFan2006 wrote:
Also, what AA in that context? Just curious!

AA = Adverse Action

 

Barclays is notorious for this if your a new cardmember and you apply for alot of new credit within the first 6 months of account opening.




EQ FICO 548 3/3/16
Message 14 of 18
EaglesFan2006
Established Contributor

Re: Surprising Auto CLI from Barclay

Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that
Message 15 of 18
enharu
Super Contributor

Re: Surprising Auto CLI from Barclay

I'm pretty sure I have a 50:50 chance of getting my account closed. I'm mentally prepared for it. lol

 

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Message 16 of 18
LS2982
Mega Contributor

Re: Surprising Auto CLI from Barclay


@EaglesFan2006 wrote:
Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that

Be careful because it does apply after 6 months as well. They do reviews every 6 months. You would have to have a few different no no's going on now (High util, new baddies) plus new accts for them to get spooked.




EQ FICO 548 3/3/16
Message 17 of 18
EaglesFan2006
Established Contributor

Re: Surprising Auto CLI from Barclay

Thanks for the tip. I'm hoping that wont happen for me seeing as they just increased me. Maybe it's just a trick they're playing Smiley Happy
Message 18 of 18
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