05-29-2013 05:07 PM
^^^^hahha thats what I would say if a had a Barclaycard
05-29-2013 06:22 PM
05-29-2013 06:24 PM
05-29-2013 06:32 PM
Also, what AA in that context? Just curious!
AA = Adverse Action
Barclays is notorious for this if your a new cardmember and you apply for alot of new credit within the first 6 months of account opening.
05-29-2013 06:45 PM
05-29-2013 06:46 PM
I'm pretty sure I have a 50:50 chance of getting my account closed. I'm mentally prepared for it. lol
05-29-2013 06:47 PM
Oh ok. That's what I thought. Though I've had the card for more than 18 months now and this is the second increase, so I'm pretty happy. I had heard that about Barclay on here though. I was worried when I opens up a citi and chase card last June about that
Be careful because it does apply after 6 months as well. They do reviews every 6 months. You would have to have a few different no no's going on now (High util, new baddies) plus new accts for them to get spooked.
05-30-2013 03:41 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.