Hi all,
I have a question. I applied last night to for a Promise Visa. This morning loan officer called me to verify since I have a security freeze on my account. She said card was approved for $27,500 and to log in and sign the loan docs. I said OK. Then realized that the Promise Visa has no rewards (just zero fess). So I called customer serivice and asked if they could split the limits. She said I needed to apply for the Visa Siggy (the one I wanted) and that she could put a note in the app. for the loan officer so that she knows I wanna do this. So anyway, just checked, got another approval for $27,500. Did they take away my promise Visa?? I don't get it. HELP.
@FabulousDtheBruin wrote:Says who???!
In April I applied for and was approved for a motorcycle loan and wanted to take advantage of the HP and applied for the Defender VISA. It was also approved with a starting limit of $11K which was the most they could approve since I have a $39K Cash Rewards card and their max available credit card limit is $50K
@Anonymous wrote:
@sandman2435 wrote:
@Anonymous wrote:I doubt that you got both because as far as I know the max credit that PenFed will extend anyone is $50K including credit cards and PLOCs.. Guess you'll have to wait until the card(s) shows up in your account page.
Irish, I have $50K in credit cards with them and $25K PLOC,I still get tons of other pre-approvals for boat,car,Ect.It took me 3 years to get in with them,But once you're in they will give you the world lol
Maybe it's $50K in credit cards. I know that they have a maximum limit
That's exactly right.
