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Target CLI

Established Member

Target CLI

So, in August and September, I did a round of applications. Well, my first reward has propped up. My Target CLI has doubled from the initial $350 limit to $700. It's minor, but, hopefully, this is a sign of things to come. I want to get rid of my Capital One secured card once my cards from this year have aged enough. 

Message 1 of 13
12 REPLIES
Established Contributor

Re: Target CLI

Congrats! I've been stuck at $500 with them since 2008.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 2 of 13
Valued Contributor

Re: Target CLI

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 3 of 13
Established Contributor

Re: Target CLI


avidlinuxuser wrote:

So, in August and September, I did a round of applications. Well, my first reward has propped up. My Target CLI has doubled from the initial $350 limit to $700. It's minor, but, hopefully, this is a sign of things to come. I want to get rid of my Capital One secured card once my cards from this year have aged enough. 


You have no idea how lucky you are!!!! 3 years and counting and stuck at 1K. No CLI in sight.
Message 4 of 13
Valued Contributor

Re: Target CLI

I've been stuck at $500 since 2008.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 5 of 13
Regular Contributor

Re: Target CLI

I just got approved for Target but with low cl $200. Haven't used it as of yet but how long ddi it take you for the cli and if I don'y use it, will it increase automatically or I have to use it?

Message 6 of 13
Valued Member

Re: Target CLI


Give_Me_Credit_Please wrote:

I just got approved for Target but with low cl $200. Haven't used it as of yet but how long ddi it take you for the cli and if I don'y use it, will it increase automatically or I have to use it?


I had a credit limit of $200 when I first opened my account in 2006. I tried everything from paying in full to carrying a little bit of a balance. Fast forward to 2013... still no CLI. I have asked multiple times and all they would say is that when it is eligible for an increase it will happen. Hopefully yours will turn out different!

Message 7 of 13
Regular Contributor

Re: Target CLI

That doesn't sound too promising, sorry to hear that and I don't understand since you'll been with them since 2006 and no cli?? Maybe you should talk to a supervisor and let them know how much of a loyal customer you are and threaten to cancel. Maybe that'll get their attention. Hopefully mine wouldn't be the same. I'll keep you updated on any increase that I get.

Message 8 of 13
Frequent Contributor

Re: Target CLI

$200 since 2008 here...i hate 'em. Only reason i'm keeping the card is no AF. 

Message 9 of 13
Contributor

Re: Target CLI

Well...I've had my account since 2001 and have had NO CLI's.  Still at $200.

I'm in the 700 club now! Smiley Happy
1/9/10 scores: TU: 766 | EX: YOU SUCK! | EQ: 736
Message 10 of 13