My only CLI with them was the $200 to $1000 when they auto converted from Target to Target Visa
Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
I have a relatively good CL (for Target) but I missed out on the conversions to Visa. That's fine with me, though, I got over it 
I wish that I'd done that conversion when it was offered to me. *sigh*
