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Target CLI

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Ravensfan2001
Established Contributor

Target CLI

I know it's small, but Target just increased my CL from $200 to $300. Yay me! I've had this card since November 2012. I was actually surprised, after everything I've heard about them.

To add to that, I got a Walmart CLI from $600 to $700 one month after I opened it and Amazon CLI from $600 to $850 at the same time. Would they still increase it at the 4-month mark(which is right around the corner)?

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 1 of 40
39 REPLIES 39
kroberts67
Established Contributor

Re: Target CLI

Congrats!  I got my Target around the same time.  I should check.  Are these automatic increases without you asking?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 2 of 40
Ravensfan2001
Established Contributor

Re: Target CLI

Yes, automatic they were!

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 3 of 40
Simply827
Established Contributor

Re: Target CLI

Another one?? Aww man, I'd better be getting one next week.

 

Congrats OP.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 4 of 40
youngandcreditwrthy
Senior Contributor

Re: Target CLI

Congrats!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 40
LS2982
Mega Contributor

Re: Target CLI


@Ravensfan2001 wrote:
I know it's small, but Target just increased my CL from $200 to $300. Yay me! I've had this card since November 2012. I was actually surprised, after everything I've heard about them.

To add to that, I got a Walmart CLI from $600 to $700 one month after I opened it and Amazon CLI from $600 to $850 at the same time. Would they still increase it at the 4-month mark(which is right around the corner)?

CONGRATS!!!!

 

(and BOOOOOOOOOOOOO to them Ravens!!!! Overpaid QB.............) Sorry had to go there Smiley Very Happy

 




EQ FICO 548 3/3/16
Message 6 of 40
Bobert22
Contributor

Re: Target CLI

Would target increase if the individual requests a CLI?

Its the store red card not the Visa.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 7 of 40
youngandcreditwrthy
Senior Contributor

Re: Target CLI

Nah. Target always denied my clis. Although...they are managed by a new bank now
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 40
Simply827
Established Contributor

Re: Target CLI


@youngandcreditwrthy wrote:
Nah. Target always denied my clis. Although...they are managed by a new bank now

Are they now? Probably the reason for all these CLIs popping up. Gimme sum luv!!

 

Edit: Does anyone know who they are now managed by? CC App still says Target National Bank.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 9 of 40
Ravensfan2001
Established Contributor

Re: Target CLI


@LS2982 wrote:

@Ravensfan2001 wrote:
I know it's small, but Target just increased my CL from $200 to $300. Yay me! I've had this card since November 2012. I was actually surprised, after everything I've heard about them.

To add to that, I got a Walmart CLI from $600 to $700 one month after I opened it and Amazon CLI from $600 to $850 at the same time. Would they still increase it at the 4-month mark(which is right around the corner)?

CONGRATS!!!!

 

(and BOOOOOOOOOOOOO to them Ravens!!!! Overpaid QB.............) Sorry had to go there Smiley Very Happy

 


Thanks!

(And yes, although I like Flacco, I agree that he is getting too darn much. We're going to have a problem keeping some of those free agents because of him.)


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 10 of 40
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