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Target CLI

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Ravensfan2001
Established Contributor

Re: Target CLI


@Simply827 wrote:

@youngandcreditwrthy wrote:
Nah. Target always denied my clis. Although...they are managed by a new bank now

Are they now? Probably the reason for all these CLIs popping up. Gimme sum luv!!

 

Edit: Does anyone know who they are now managed by? CC App still says Target National Bank.


I think it's TD Bank now?


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 11 of 40
Ravensfan2001
Established Contributor

Re: Target CLI

I just gotta say I love this forum! Thanks for all the support, everyone!


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 12 of 40
youngandcreditwrthy
Senior Contributor

Re: Target CLI

Yeah,I believe it is TD...
Target is still like the Capital One of store cards lolollll...
Stingy with those clis!! Lol
I
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 13 of 40
Simply827
Established Contributor

Re: Target CLI


@youngandcreditwrthy wrote:
Yeah,I believe it is TD...
Target is still like the Capital One of store cards lolollll...
Stingy with those clis!! Lol
I

Hopefully TD will be more like the Cap 1 EO. Smiley Very Happy


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 14 of 40
youngandcreditwrthy
Senior Contributor

Re: Target CLI

Lol maybe we should get crackin' on finding the TD EO contact info! Haha!
Although my Targét account is closed. Haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 40
Anonymous
Not applicable

Re: Target CLI

I had always avoided the Target card because of their stingy CLI reputation.  I opted for a Walmart card, even though I dont shop there often, just for the CLI's.

Message 16 of 40
Epcot
Valued Contributor

Re: Target CLI

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 17 of 40
boomersooner02000
Valued Member

Re: Target CLI

I just received notice in the mail that Target has raised my credit limit again. My last credit increase was December, so it appears these increases are becoming more frequent. Hope everyone else is getting the same treatment.

Message 18 of 40
NJTurnpike
Established Contributor

Re: Target CLI

Do you use the card often?


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 19 of 40
Bobert22
Contributor

Re: Target CLI

Yeah was wondering the same? Do you guys come close to the limit or barely use the card at all when getting this auto-cli's?

My target card CL is at $2,000 even though I use 50% + utilization every month.
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 20 of 40
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