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Target CLI

Contributor

Re: Target CLI

TD just finalized the sale in mid March. TD is listed on the application page now. http://www.target.com/redcard/application

Message 31 of 40
Senior Contributor

Re: Target CLI

Close Target, Close Target
Clooooooooseeeeeeee
Le Targèt!
Target blows, dude.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 32 of 40
Senior Contributor

Re: Target CLI

Looks like the apr was reduced from 25.24% to 22.9%..
Yiiiiipppppeeeeee!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 33 of 40
Super Contributor

Re: Target CLI

Congrats OP !!

 

Target is a strange one

 

I opened my card sometimes in July i think last year and got a $500 CL. Then I got a CLI to $700 in Nov 2012 and another one in january this year. I now sit at a CL of $900. I do use the card though but the max i put on it per month is about $40-60 although I have gone as high as $200 but alway PIF.

 

I hope to at least break the $1000 CL.




Message 34 of 40
Frequent Contributor

Re: Target CLI

Congratulations!  This is excellent news.  I had a Red Card for years before I got any luv, and they are not the easiest CSRs to deal with.  I had a late that I  was able to prove was a bank error, and that sucker stayed with me like an evil shadow until it fell off.  No goodwill for me.  Smiley Sad

 

What did finally work for me, I think, is that I ran it up to the $200 it seemed eternally stuck at, and had it set to auto PIF every month for a year.  One day I opened my statement and was shocked to see they had Auto CLI'ed me to $1,000, and back in November, I think, they Auto CLI'ed me to $1300.  My credit profile changed, too, so that might also have been it, but either way, I know it is TOUGH to get a CLI, so a huge congrats to YOU!

 

I had that card for more than 7 years before it CLI'ed.  Seriously crazy...along with Kohls, who also shows me no luv. 

 

Edited fo rtypos.  Alwwwaaaaaaaays with the typos....sigh.

 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Message 35 of 40
Established Contributor

Re: Target CLI

"

The REDcard credit cards are issued by TD Bank USA, N.A. The REDcard debit card is issued by Target Corporation."



 

I am going to call their CS dept and see if I can now request a CLI. before they always said no no consumers request clis

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 36 of 40
Established Contributor

Re: Target CLI

I think it's time for everyone to ask for a CLI since TD Bank is the official card issuer now. I just got another ACLI... up to $500 now. Smiley Happy I've only used the card once for $50 since my original post.

Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 37 of 40
Established Contributor

Re: Target CLI

another 200 CL baby here Smiley Sad



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 38 of 40
Senior Contributor

Re: Target CLI

Ah! Lisaj! That's not fair! Lol oh well, mine's closes.
IIRC, all of the CSR reps were US Based in like 2010..
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 39 of 40
Valued Contributor

Re: Target CLI

They are managed by TD Bank now.

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Message 40 of 40